Understanding Japanese Social Insurance System
Explore the comprehensive system of social insurance in Japan, covering aspects such as worker's health insurance, nursing care insurance, and national pension. Learn about the costs, benefits, and coverage provided by these crucial programs. Discover how the insurance system supports citizens in various stages of life, from employment to retirement, ensuring financial security and healthcare access for all.
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Presentation Transcript
Japanese Social Insurance Japan, Nihon Fukushi University International Welfare Development 1
Outline Overview of Japanese social insurance 1 Worker s health insurance 2 Nursing care insurance 3 National pension 4 Conclusion 5 2
Social Insurance in Japan Worker s Health Insurance Nursing Care Insurance National Pension 3
Insurance Cost (2014) Health Care Insurance 8% A person's monthly income Nursing Care Insurance 2% Pension 15% Health Care Insurance Nursing Care Insurance Pension Remaining income 75% 4
Employees Health Insurance (1) Part of medical costs paid for Sick days from work paid for Family members are also covered 5
Employees Health Insurance (2) Don t have to pay full cost System pays about 70% up front Patient only pays 30% of total cost 6
Question! If a dentist bill is 100 dollars, how much will you pay? A 100 dollars B 30 dollars C 20 dollars 7
The right answer is B 30 dollars !! National Health Insurance will pay 70 dollars 8
Nursing Care Insurance Helps elderly who need assistance Increasing elderly population 2005 2025 2045 28.7 % 34.7 % over 65 over 65 over 65 19.9 % young er than 65 young er than 65 young er than 65 71.3 % 80.1 % 65.3 % 9
National Pension make an annual payment for 25 years (average US$ 2,000 / a year) get the right to receive a pension at age 65 (about US$ 7,000 / a year) 10
Company Pension Both Company and workers save the money until retirement. Employee may receive US$ 20,000/ a year after retirement. 11
Conclusion Japanese social insurance has worked well for the most part has been very good for us For Cambodia We hope that you may use this information about Japan to develop your own system 12
