Open Enrollment 2022 for State Health Plan, NCFlex, and UNC Benefit Plans

Slide Note

Open Enrollment 2022 provides a comprehensive guide for participants to review materials, prepare, decide, and take action on available benefits and resources. From understanding plan options to enrolling at CONNECTCAROLINA, participants can ensure they make informed choices for the upcoming benefit year. The process includes steps such as reviewing mail, knowing costs, determining FSA needs, enrolling in the preferred health insurance plan, and completing the annual Tobacco Attestation to lower premiums. Don't forget to upload verification documents for any new dependents added to the plans.

rakiya Follow

Uploaded on Sep 12, 2024 | 0 Views

Download Presentation

Please find below an Image/Link to download the presentation.

The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author. Download presentation by click this link. If you encounter any issues during the download, it is possible that the publisher has removed the file from their server.

E N D

Presentation Transcript

Open Enrollment 2022 State Health Plan, NCFlex and UNC Benefit Plans

Agenda Open Enrollment Dates Prepare, Decide, Act Available Benefits Resources for Assistance Step-by-Step Enrollment Instructions

Open Enrollment 2022 Enrollment Dates October 11-29, 2021 Review OE22 materials

OE22- PREPARE READ YOUR MAIL KNOW YOUR CHOICES KNOW YOUR COST COMPARE PLAN OPTIONS

OE22- DECIDE LIFE GO BEYOND HEALTH INSURANCE DETERMINE FSA NEEDS HEALTH & DAYCARE INSURANCE & BENEFICIARIES

OE22- ACT ENROLL @ CONNECTCAROLINA Print/save confirmation statement!

OE22- ACT Current participants will default to 70/30 PPO Plan Must take action to enroll in the 80/20 PPO Plan Must re-enroll to make contributions to a Flexible Spending Account Must upload verification documents when adding dependent(s) to plans

OE22- ACT Complete the annual Tobacco Attestation Lower your premium by $60 a month Employees must attest to either not using tobacco or visit a CVS MinuteClinic for at least one tobacco cessation counseling session or risk losing their monthly premium credit. Attest to being tobacco-free OR enroll to Visit CVS Minute Clinic (Subscribers only)

OE22- ACT Tobacco Attestation can be completed now through November 30, 2021 Can attend a tobacco cessation counseling session at a CVS MinuteClinic or Primary Care Provider s (PCP) office for FREE NO exceptions granted for not living near a CVS A claims process will be used to track cessation completions Members hired post OE will have the standard 90 days Tobacco Credit letters will go out to members weekly Upload office visit summary to the Document Center located in eBenefits, the Plan s enrollment system

OE22- Dental Plan Highlights Changes to dental plan premium rates

OE22- FSA Highlights Healthcare Flexible Spending Account Annual maximum election $2,750 (per employee) Annual rollover amount for 2021 into 2022 Can roll over any amount over $25 up to entire available amount (including 2020 and 2021 remaining funds) Rollover amount from 2022 to 2023 will return to $550 Employees must re-enroll to continue contributions

OE22- FSA Highlights Employees cannot use current year funds for prior year expenses Account may be frozen Money must be paid back or claims incurred during current year are filed and equals what is owed Runout period means last day to file claims For 2020 accounts: April 30, 2022 Claims dated 1/1/2020-12/31/2020 For 2021 & 2022 accounts: March 31, 2023 Claims dated 1/1/2021-12/31/2021 (2021 money) & 1/1/2022- 12/31/2022 (2022 money)

OE22- FSA Highlights Dependent Daycare Flexible Spending Account Annual maximum election $5,000 (per household) Employees can use Day care change or other life event to make changes mid-year Services incurred after separation can be reimbursed up to the balance available in the account Grace period for 2020 account extended to 12/31/2021 Grace period for 2021 account extended to 12/31/2022

OE22- FSA Highlights Runout period means last day to file claims For 2020 accounts: April 30, 2022 Claims dated 1/1/2020-12/31/2021 For 2021 & 2022 accounts: March 31, 2023 Claims dated 1/1/2021-12/31/2022 (2021 money) & 1/1/2022- 12/31/2023 (2022 money) Runout periods hold rollover funds, not allowing funds to be used for current year expenses until that period is over Current year funds will be used for current year expenses prior to rollover funds being used

OE22- FSA Reminders You cannot pre-pay for services You cannot use current year contributions for prior year expenses Changes can only be made to these plans in the middle of the year with a valid life event HCFSA: Marriage, birth, adoption, death of a dependent, divorce DDCFSA: Day care changes such as stop, start, change in costs

OE22- FSA Reminders Continuation after Employment DDCFSA: You cannot continue the DDCFSA but you can use funds in your account for expenses incurred through the end of the plan year. HCFSA: If you leave employment: Do not have to pay back any money used above what you contributed Any money not used is forfeited unless continue through COBRA If retiring January 1, choose COBRA if you have rollover funds, no more money owed, can use your rollover for up to 18 months.

Important Points to Remember Members need to SAVE their choices at the end of the enrollment Printing out their confirmation statement is also recommended! Members that call into the call center to complete their enrollment will NOT receive a mailed confirmation statement. Please check address in Connect Carolina and make sure it s correct so that you can receive your ID cards.

OE22-Resources Benefits & Leave Administration Available Resources B& LA Open Enrollment Website https://hr.unc.edu/benefits/enrollment/ Sign up for Zoom sessions with a Consultant https://www.signupgenius.com/go/10c0f4ea5ae2eabfdc61-open Benefits & Leave Admin Support Center (919) 962-3071