Annual Enrollment 2018 Benefits Overview
Annual Enrollment 2018 offers valuable benefits including plan changes effective January 1, 2018. The open enrollment dates are from October 1st, 2017 to November 22nd, 2017. Contact Human Resources for assistance, and be aware of the changes in coverage for dependent children. Changes for 2018 include adjustments to out-of-pocket maximums, copayments, and eligibility criteria for dependents. Stay informed about the modifications to ensure smooth enrollment for the upcoming plan year.
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ANNUAL ENROLLMENT 2018 Benefits 1
Open Enrollment Dates October 1st, 2017 - Annual Open Enrollment Begins November 15th, 2017 - Annual Enrollment Ends November 22nd, 2017 - Late applications will not be accepted January 1st, 2018 - Plan Year Begins 2
Human Resources Contact Celia Webb - Coordinator of Benefits Extension 3429 Email cwebb@ulm.edu 3
Changes for 2018 Plan Changes In order to continue offering quality healthcare options to our members, these are the following plan changes that will take effect January 1, 2018: Out-of-Pocket Maximum increase of $1,000 on Magnolia Local Plus & Magnolia Open Access plans $50 emergency room copayment increase on Magnolia Local Plus plan 4
Changes for 2018 (Cont.) Coverage for Dependent Children: Changes have been made to the eligibility for dependents (Changed) (Changed) Natural or Adopted/Placed Children Stepchildren Grandchildren (Unmarried; Resides with and in legal custody of Enrollee) Court-ordered Legal Custody/ Guardianship (Unmarried) Eligibility Determination Covered until they reach age 26 Covered until they reach age 26 Full-time students covered until age 24; non-full-time students covered until age 21^2 Full-time students covered until age 24; non-full-time students covered until age 21^2 Grandchildren may be covered if the grandchild is unmarried, resides with the enrollee and is in legal custody of the enrollee. Coverage will continue until age 21. If the grandchild is a full-time student coverage will continue until age 24 Dependents who are unmarried and in court-ordered legal custody/Guardianship of the enrollee will be covered until age 21. If the dependent is a full-time student, coverage will continue until age 24 5
Changes for 2018 (Cont.) Coverage for Dependent Children: Dependents of Dependents OGB ceased adding new dependents of dependents as of 1/1/16 (unless other eligibility requirements were met) Also as of 1/1/16, coverage for dependents of dependents on the plan as of 12/31/15 was grandfathered until the parent s coverage terminates. Dependents who are incapable of self-sustaining employment by reason of mental or physical impairment After 1/1/18, coverage for natural or adopted children and stepchildren will be terminated at age 26 regardless of impairment After 1/1/18, other non-spouse dependents for whom the enrollee has legal custody suffering from a mental or nervous condition rendering the dependent incapable of attending school or holding self-sustaining employment may continue coverage until age 24 (La. R.S. 22:1002) Impaired dependents of enrollees whose health coverage has been extended prior to 1/1/18 will be allowed to keep their coverage, subject to an annual review of their impairment status 6
Health Plans Click on Plan for more information Magnolia Local Plus HMO Magnolia Open Access PPO Vantage Health Plan HMO Pelican HRA1000 Pelican HSA775 7
Supplemental Insurance Click on Link for more information AflacDisability, Cancer, Life, Accident Representative: Brett Cloyd Phone: (318)322-8430 Fax: (318)322-7475 AlwaysCare Dental Phone: (188)872-95433 Ext.5 Fax: (188)884-35872 AlwaysVision Phone: (188)872-95433 Ext.5 Fax: (188)884-35872 Central United Life Manhattan Insurance Representative: Gladys Hall Phone: (318)322-8591 Fax: (318)855-8211 Colonial Disability, Life, Cancer Representative: Ann Trichel Phone: (318)361-4715 Fax: (318)388-1290 Legal Shield/ID Shield Legal and ID Theft Representative: Willie Jones Phone: (228) 234-5671 LOSFA 529 Saving for College Representative: Valerie Boston Phone: (225)219-7588 Fax: (225)208-1496 8
Supplemental Insurance Cont. Click the Link for more information LifeSecure/Long Term Care Representative: Wayne M. Van Jr. Phone: (318)397-2388 Fax: (318)397-9326 New York Life Life Representatives: Tom Deal and Ginger Keys Phone: (318)361-2455 OGB Basic Life Phone: (318) 487-5731 OGB Supplemental Life Phone: (318) 487-5731 OGB FSA Phone: (318) 487-5731 UNUMDisability, Life, Cancer Representative: Ann Trichel Phone: (318)361-4715 Fax: (318)388-1290 Washington National Conseco Life, Cancer , Disability Representative: Dan McGreggor Phone: (903)631-3478 9
Important Facts for 2018 Active employees will be allowed to enroll through the OGB annual enrollment portal only Members must print or download their own confirmation page from the web portal. Members must complete a dependent attestation form if they are covering dependents placed in legal custody/guardianship or grandchildren on their plan *I will send a link to the form when it is available Members enrolled in the HSA will need to update their contributions by submitting a GB-79 to Human Resources (see slide #12) Members enrolled in an FSA MUST elect or re-elect to participate for the 2018 plan year. This can be done in the web portal. New FSA must submit a GB-02 (see slide #12) 10
Reminders Active employees wishing to change health plans with the same covered dependents as their 2017 plan should use the annual enrollment portal to make their 2018 selection Active EE that want to add/delete dependents must submit a new GB01 to HR. See slide #12 To add/change/delete a supplemental plan please contact appropriate rep listed on slides #8&9 To enroll using the OGB annual enrollment portal: Follow the links from the OGB homepage info.groupbenefits.org to the annual enrollment portal Log into the portal by entering your last name, date of birth, the last four digits of your Social Security Number and your zip code Confirm your contact information Make plan selection 11
Benefit Forms GB 01 Enrollment Change Form GB 79 Health Savings Account Enrollment & Payroll Deduction Election/Change Form Vision Enrollment Form 2018 Vision Brochure Dental Enrollment Form 2018 GB 02 Flexible Spending Enrollment Form 2018 12 Insurance Rate Jan. 1st - Dec. 31st, 2018
Office of Group Benefits Employee Meeting Schedule Active Employees & Non-Medicare Retirees Date Location Start Times Heymann Center 1373 South College Rd., Lafayette, LA 70503 9:00 AM or 2:00 PM October 3 There are two classroom style presentations per day, each lasting about Lake Charles Civic Center 900 Lakeshore Drive, Lake Charles, LA 70602 9:00 AM or 2:00 PM October 10 Country Inn Conference Center 2727 Monroe Hwy., Pineville, LA 71360 9:00 AM or 2:00 PM October 10 two hours. LSU First benefits will not be discussed at these meetings. Please contact LSU for more information regarding LSU First annual enrollment State Police Headquarters Auditorium 7919 Independence Blvd., Baton Rouge, LA 70806 9:00 AM or 2:00 PM October 16 Houma Terrebonne Civic Center 346 Civic Center Blvd., Houma, LA 70360 9:00 AM or 2:00 PM October 17 Southeastern Louisiana University (Student Union) 303 Texas Ave., Hammond, LA 70402 9:00 AM or 2:00 PM October 20 meetings. *me University of New Orleans (University Center Ballroom) 2000 Lakeshore Drive, New Orleans, LA 70148 9:00 AM or 2:00 PM October 24 *meeting with an interpreter for hearing impaired members. 13 Bossier City Civic Center 620 Benton Road, Bossier City, LA 71111 9:00 AM or 2:00 PM October 31 West Monroe Civic Center 901 Ridge Ave., West Monroe, LA 71291 9:00 AM or 2:00 PM November 7
Office of Group Benefits Employee Meeting Schedule Retirees with Medicare Date Location Start Times Heymann Center 1373 South College Rd., Lafayette, LA 70503 9:00 AM or 2:00 PM October 4 There are two classroom style presentations per day, each lasting about Lake Charles Civic Center 900 Lakeshore Drive, Lake Charles, LA 70602 9:00 AM or 2:00 PM October 11 Country Inn Conference Center 2727 Monroe Hwy., Pineville, LA 71360 9:00 AM or 2:00 PM October 11 two hours. LSU First benefits will not be discussed at these meetings. Please contact LSU for more information regarding LSU First annual enrollment State Police Headquarters Auditorium 7919 Independence Blvd., Baton Rouge, LA 70806 9:00 AM or 2:00 PM October 18 Houma Terrebonne Civic Center 346 Civic Center Blvd., Houma, LA 70360 9:00 AM or 2:00 PM October 18 Southeastern Louisiana University (Student Union) 303 Texas Ave., Hammond, LA 70402 9:00 AM or 2:00 PM October 25 meetings. *me University of New Orleans (University Center Ballroom) 2000 Lakeshore Drive, New Orleans, LA 70148 9:00 AM or 2:00 PM October 27 *meeting with an interpreter for hearing impaired members. 14 Bossier City Civic Center 620 Benton Road, Bossier City, LA 71111 9:00 AM or 2:00 PM November 1 West Monroe Civic Center 901 Ridge Ave., West Monroe, LA 71291 9:00 AM or 2:00 PM November 8
