OneBeacon Insurance Group Design Professionals Liability Overview

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OneBeacon Insurance Group offers a comprehensive Design Professionals Liability program catering to architects, engineers, contractors, and construction managers. With a strong financial backing and a history dating back 140 years, they provide coverage for various eligible risks with specific underwriting criteria. The program includes primary and excess coverage up to $5,000,000 for architects and engineers, with specific limits and criteria for different firm sizes. Find out more about their offerings and unique market differentiators at onebeacondpl.com.

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ONEBEACON INSURANCE GROUP DESIGN PROFESSIONALS LIABILITY onebeacondpl.com 1

DESIGN PROFESSIONALS LIABILITY Discussion Points: OneBeacon Insurance Group Financial Strength Design Professionals Liability Program Overview What Differentiates Us in the Marketplace onebeacondpl.com 2

DESIGN PROFESSIONALS LIABILITY OneBeacon Insurance Group Financial Strength: A.M. Best A Excellent (Class XI) AM Best Number 002196 Invested Assets - $2,364.9B Total Assets - $5,211.6B. ASIC Paper NAIC code 27154 OneBeacon Insurance Group has insurance roots that go back 140 years to the Potomac Fire Insurance Company. onebeacondpl.com 3

DESIGN PROFESSIONALS LIABILITY Design Professionals Liability Program Overview: Architects and Engineers Contractors Professional and Pollution Constructor and Construction Managers Follow Form Excess onebeacondpl.com 4

DESIGN PROFESSIONALS LIABILITY Architects and Engineers: Up to $5,000,000 in limits Admitted and Non-admitted paper Primary, project and client specific coverage available Excess project and client specific coverage available onebeacondpl.com 5

DESIGN PROFESSIONALS LIABILITY Architects and Engineers Underwriting Criteria: General Firm Program - $150,000 or greater weighted average gross receipt firms with $5M/$5M limit cap. Small Business Program - $150,000 to $1,000,000 weighted average gross receipt firms with $2M/$2M limit of liability cap. onebeacondpl.com 6

DESIGN PROFESSIONALS LIABILITY Architects and Engineers Underwriting Criteria: Eligible Risks Architects Electrical Engineers Landscape Architects Technical Consultants Sustainable Design Construction Managers (Agency and At-Risk) Civil Engineers Mechanical Engineers Interior Designers Design/Build Structural Engineers onebeacondpl.com 7

DESIGN PROFESSIONALS LIABILITY Architects and Engineers Underwriting Criteria: Restricted Risks Geotechnical Engineers Nuclear Engineers Engineers Process Engineers Product Design Laboratories Residential Development Services/Projects Hazardous Material, Inspection or Abatement firms Environmental Engineers Material or Soil Testing Firms Firms fabricating materials Home Inspectors EIFIS/Curtain Walls/Stucco onebeacondpl.com 8

DESIGN PROFESSIONALS LIABILITY Contractors Professional Lability: Non-admitted paper General Firms 1. Gross Revenues (or Construction Revenue plus Professional Fees) $3,000,000 to $80,000,000. 2. Limits requested are not less than $250,000 or greater than $2,000,000/$2,000,000. 3. Self-Insured Retention requested is not less than $2,500. Small Business 1. Gross Revenue (or Construction Values plus Professional Fees) less than $3,000,000 and no greater than $8,000,000. 2. Limits of Liability - $1M/$1M 3. Requested SIR less than $2,500K No Foreign Work onebeacondpl.com 9

DESIGN PROFESSIONALS LIABILITY Contractors Professional Lability: Restricted Classes Geotechnical Nuclear Residential Development Co. s Laboratories Real Estate Developers Roofing Naval Product design and/or sales Site clearing and tree removal. Nuclear/Atomic Power Superfund Sites New Construction of Arenas, Convention Centers and/or Stadiums Hazardous Material Inspection or Abatement Surveying (residential developments) Environmental Material or Soil Testing Home Inspection/Inspectors EIFIS/Curtain Walls/Stucco Railroad Material Fabricators Project Operations Project financing Landfills Offshore Oil Rigs onebeacondpl.com 10

DESIGN PROFESSIONALS LIABILITY Constructors and Construction Managers: Up to $5,000,000 in limits Non-admitted paper Primary, project and client specific coverage available Same Eligible and Restricted Classes as ANE product onebeacondpl.com 11

DESIGN PROFESSIONALS LIABILITY Excess Policy: Up to $5,000,000 in limits Admitted and non-admitted paper Follow Form No Ability to Drop Down Same Eligible and Restricted Classes as ANE product onebeacondpl.com 12

DESIGN PROFESSIONALS LIABILITY Product Coverage: No pollution exclusions Pollution coverage for conditions from professional services Coverage for technology exposures Mediation credit Sustainable Design Credit Preferred Counsel endorsement Worldwide coverage 2 year policies available for certain firms Supplementary Payment subpoena reimbursement Crisis Management Endorsement available for certain firms onebeacondpl.com 13

DESIGN PROFESSIONALS LIABILITY Claims Handling: Every notice receives a case number. Dedicated DPL claims counsel assigned. Discussion with Insured, Insured s Counsel and Broker by dedicated DPL claims counsel within 24 hours of the notice of receipt. Pre-claims assistance. Supplementary payments provisions. No hammer clause. No underwriting penalty for reporting. onebeacondpl.com 14

DESIGN PROFESSIONALS LIABILITY Risk Management: DPL E-Newsletter On-site risk management seminars available to some firms Claim Scenarios available Risk management and professional liability coverage agreement reviews 24 hour turn around time. Broker webinars Broker lunch/breakfast and learns onebeacondpl.com 15

DESIGN PROFESSIONALS LIABILITY Underwriting Team Expertise: Construction Industry experience ANE broker experience Over 100 years of combined insurance industry experience with a focus on design professional liability Decision making authority Dedicated producer underwriter onebeacondpl.com 16

DESIGN PROFESSIONALS LIABILITY Underwriting Team: Beth Goodrich, Assistant Vice President - 25 years professional liability experience. Director of the Small Business Program. 781-332-9741 or bgoodrich@onebeacon.com. Brett Fowler, RPLU, Assistant Vice President. 18 years of experience in the insurance industry. Manager of the DPL wholesale book of business. 860.321.2633 or bfowler@onebeacon.com. Ami Jastrzemski, Master Underwriter. Former professional liability broker. DPL s Southeast territory underwriting manager. 781.332.9472, or ajastrzemski@onebeacon.com. Joseluis Covarrubias, Master Underwriter. Former professional liability agent and underwriter for XLDP. DPL s West Coast territory underwriting manager. 781.332.9473 or jcovarrubias@onebeacon.com. onebeacondpl.com 17

DESIGN PROFESSIONALS LIABILITY Underwriting Team: Alexandra Alex Chambers, MBA, Senior Underwriter. 13 years of experience in the insurance industry with extensive experience in the Architects & Engineers underwriting field. Member of the Hartford Chapter PLUS Board of Directors. 860.321.2977 or ayepez@onebeacon.com. Nichole Nikki Dilts, Senior Underwriter. Nikki s underwriting experience is backed by industry experience. Nikki was involved in the launch and presentation of architectural products throughout the New York and Washington D.C. areas. 781.332.9474 or ndilts@onebeacon.com Amanda Gross, Underwriter. Has 12 years experience managing and/or supporting large scale insurance portfolios including the former Aon Affinity new and renewal program for design professionals. 781.332.8034 or agross@onebeacon.com. Brooke E. Beeman, Assistant Underwriter. DPL s small business accounts underwriting specialist where she demonstrates a strong understanding of professional risk exposure; client and broker needs and excellent communication skills. Brooke at 860.321.2703 or bbeeman@onebeacon.com. onebeacondpl.com 18

DESIGN PROFESSIONALS LIABILITY Final Program Differentiators: Service at all levels of the program Program promotes open discussion at all levels Timely declination of submissions Meeting quote by and need by dates Dedicated team members Limited broker distribution network Not top line driven Claim and circumstance reporting promoted onebeacondpl.com 19