Health insurance

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Belgium offers a public health care system of high quality, with free choice of doctor, hospital, and pharmacy. Reimbursements are based on national tariffs. Registering is easy with different options depending on your residence status.


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  1. Health insurance

  2. Health Care in Belgium Belgium offers a public health care system of high-quality. Free choice of doctor, hospital, pharmacy, etc. Partial reimbursement of health care expenses Doctor Medecines Hospital Reimbursements are based on the national tariffs given by the National Institute for Sickness and Invalidity Insurance (INAMI/RIZIV).

  3. Registration: 3 possibilities Rest of the world and NOT registered in Belgium Rest of the world and registered in Belgium EEA + Switzerland 9,50 103,22 /quarter FREE /month & bilateral countries* Request for registration EHIC Request for registration Request for registration Copy of European Health Insurance Card + 3 months validity minimum/ Convention document Copy of Belgian residence permit Copy of ID/ passport School/ university certificate School/ university certificate Household composition from the city hall Copy of ID/ passport Document "Ingezetene" given by Helan *Albania (AL-BE 111), Algeria (Alg-BE 111), Bosnia- Herzegovina (BIH-BE 111), North Macedonia (RM-BE 111), Morocco (MAR-BE 111), Montenegro (MNE-BE 111), Serbia (SRB-BE 111), Tunisia (TN-BE 111), Turkey (TR - BE 111), Quebec (QUE-BE 128), Great Britain (GHIC)

  4. Reimbursement system Pay full amount Receive a medical attestation Affix your Identification sticker on top of it Drop them off in a mailbox of our agency OR send them by post at the address below: HELAN, Sluisweg 2 box 1 9000 Gent Reimbursement onto your bank account You have 2 years to send us the medical attestation

  5. Reimbursement system: with E-attest E-ATTEST* CASE A CASE B Pay full amount Pay remainder fee Receive a receipt Receive a receipt Reimbursement onto your bank account * Automatic payment between doctor and health insurance

  6. Reimbursement system : Pharmacy With ID CARD Medicine Thanks to your Belgian residence permit, you will only pay the remainder fee at the pharmacy.

  7. Reimbursement system : Pharmacy Without ID Pay full amount Receive the annex 30 Affix your Identification sticker on top of it Drop them off in the mailbox of our agency OR send them by post at the address below: HELAN, Sluisweg 2 box 1 9000 Gent Reimbursement onto your bank account You have 2 years to send us the medical attestation

  8. Reimbursement system : Hospital Identify yourself (Reception - Terminal desk - Private insurance card ) Contribution of the National health insurance is deducted directly from the hospital bill Bill sent after a few weeks with remainder fee Remainder fee and/or supplements (amount to be paid by yourself) depend on your private hospitalization insurance. Costs considerably higher if single room, choice of hospital, medical providers, .

  9. Helan: Online tools Become a WEB member www.helan.be APP To order document: id stickers, address change, advantages To calculate your reimbursement To search for general information: rates, doctors, hospital To check your file

  10. Contact us students@healthinsurance.be To become a member + Name of your school/university in subject Via our contact form on If questions once a member www.helan.be 02 218 22 22

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