Comprehensive Student Health Insurance Plan Details
The student health insurance plan offered by the University covers major medical expenses and includes both in-network and out-of-network coverage. Underwritten by United Healthcare, the plan is compliant with the Affordable Care Act and offers a wide network of providers. It comes with additional benefits when utilizing University Health Services. Premiums are reasonable, and coverage includes primary care, mental health visits, prescriptions, and more. Referrals may be required for care outside University Health Services to maximize coverage. In-network coverage features no cost for preventive care and specific co-insurance rates. Overall, the plan ensures students have access to essential healthcare services both on and off-campus.
- Student health insurance
- University health services
- Affordable Care Act
- Coverage details
- Healthcare benefits
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Student Health Insurance Requirement All students enrolled in a qualifying program who registered for six or more credit hours including co-op students on work quarter, are assessed a fee for single student coverage under the university s student health insurance plan. Students are given the option to waive this coverage, if they have coverage that meets the requirements.
Student Health Insurance The University s Student Health Insurance Plan covers major medical expenses, and is underwritten by United Healthcare Student Resources. The plan includes in-network and out-of-network coverage, and is gold tier standard. The Student Health Insurance plan is compliant with the Affordable Care Act, and has a huge nationwide network of providers available. Additionally, those insured by the Student Health Insurance plan have additional benefits when seeking services through the University Health Services (UHS).
Student Health Insurance Premiums $1232/semester Charged to the bursar bill in the Fall and Spring semester $597 charged in summer; only if you did not have coverage in the spring semester Family plan coverage is available for an increased premium.
University Health Services Benefits under the Student Health Insurance Plan No charge for primary care Primary care extends beyond preventive services to include women s health, lab work (medically necessary), x-rays No limit on primary care visits to UHS Mental Health Visits are < $20 per session Prescriptions are $15 for generic, and $30 for brand name, $60 for brand name when generic is available.
Coverage outside of UHS A referral is required before seeking non-emergent care or treatment outside University Health Services (UHS) to ensure the highest level of coverage is received through Student Health Insurance. This does not apply if the insured is: more than 50 miles from UHS receiving out of network coverage for ob/gyn or maternity care
In-Network Coverage No cost for preventive care $500 Deductible 20% co-insurance (with referral) 40% co-insurance no referral $150 Emergency Room co- pay + 20% co-insurance Can be reduced to $50 co-pay by calling UHS clinic first. $5000 out of pocket maximum Out of Network Coverage Preventive care not covered $800 Deductible 40% co-insurance No referrals required $150 Emergency Room co- pay + 20% co-insurance Can be reduced to $50 co-pay by calling UHS clinic first. $12,700 out of pocket maximum
Healthiest You: National Telehealth Service 24/7 access to medical advice WWW.telehealth4students.com Service is good for: Minor illnesses Allergies Sore throat Ear aches Pink eye And many more . No consultation fees
Student Assistance Program Services provided the Student Assistance Program include: Counseling Financial advice Legal Advice Mediation Access to LiveandWorkwell.com Take health risk assessments Use health estimators Participate in personalized self-help programs www.uhcsr.com/MyAccount
Global Emergency Services For international students you are eligible to receive these services worldwide, except in your home country. For domestic students you are eligible for these services when you are 100 miles or more away from the University and 100 miles or more away from your permanent home address, while participating in a Study Abroad program. All services must be arranged and provided through United Healthcare Global services to be considered for payment. If the condition is an emergency , you should go immediately to the nearest physician or hospital without delay, and then contact the 24- hour Emergency Response Center.
Global Emergency Services include: Transfer of Medical Records Medication, Vaccine Worldwide Medical and Dental Referrals Evacuation Medical Emergency Security and Political Natural Disaster Facilitation of Hospital Admittance, up to $5000.00 Emergency Travel Arrangements Legal Referral Translation Services Replacement of lost or stolen travel documents Please visit www.uhcsr.com/UHCGlobal for the United Healthcare Global Emergency brochure which includes full details of all services and limitations and exclusions.
Dental and Vision Coverage Routine dental check-ups and eye exams are NOT part of the coverage through the Student Health Insurance. If you would like to enroll in dental and/or coverage, please visit https://secure.visit-aci.com/DENTAL/ajg/. No Dental Insurance? Did you know that UC Blue Ash has a dental hygiene clinic? Clinic fees are less than $20.00. Please call 513-745-5630 to schedule an appointment or for more information visit http://www.ucblueash.edu/about/community/clinic.html.
Claims Processing All claims are processed through Health Smart www.healthsmart.com, create an account to view all explanation of benefits Additional help? Call Health Smart at 1-800-331-1096
Waiving Student Health Insurance STUDENTS MUST SUCCESSFULLY OPT OUT OF COVERAGE BY THE DEADLINE TO AVOID THIS FEE. Deadline for Fall 2018 is September 11, 2018
Waiver Process Waivers are completed online by logging into Catalyst.uc.edu You will be re-directed to Gallagher s web page in which you will input your personal information. You will receive an email confirming that the information has been received. You will receive a 2ndemail confirming that the waiver was either approved or denied. If denied, follow the directions on the email for re-submission. Always review your student Bursar account for correct charges.
Student Health Contacts For Student Health Insurance questions email studins@ucmail.uc.edu. For immunization questions please email UHSTracking@ucmail.uc.edu. For University Health Services call 513-556-2564. For claims questions call Health Smart at 1-800-331-1096. For waiver questions call Gallagher at 1-888-538-6474.
Getting your records into Med+Proctor Step 1: Make sure you have a final copy of your Immunization Form from CastleBranch including all lab reports/chest x-rays. Step 2: Respond to the email invitation* sent to you by Med+Proctor (M+P) and register for an on-line account. *This invitation will be sent to your official UC email address. http://www.medproctor.com/
Step 3: Once you have registered in Med+Proctor, complete the on-line TB screening questionnaire TB screening found under the Immunizations tab.
Step 4: Find Your Requirement Group All incoming undergraduate, graduate and professional students who are registering for > six [6] credit hours must comply with this policy. Over the summer, the UCCOM Office of Admissions helped make sure you met these requirements in time so that you didn t miss any clinical activities by working with you through the Castle Branch portal. The form that you completed in Castle Branch IS your Med+Proctor form! In M+P, the College of Medicine has its own specialized form. To find it, begin by selecting General Population
Step 5: Upload your COMPLETED Form Use your camera or scan a copy of your form to Med+Proctor Youdo not have to pay
