Consumer disclosure - PowerPoint PPT Presentation


Office of the Consumer Protector: Ensuring Business Regulation in Western Cape

The Office of the Consumer Protector (OCP) plays a vital role in safeguarding consumer rights and regulating business practices in the Western Cape province. Established under legislative schemes, including the Western Cape Unfair Business Practices Act and the Consumer Protection Act, the OCP ensur

3 views • 27 slides


Understanding Conflict of Interest in ACCME Accredited Activities

Conflict of Interest (COI) refers to financial relationships that may create biases in Continuing Medical Education (CME) activities when individuals have ties to commercial interests and can influence the content. ACCME requires disclosure to prevent potential bias in CME content. Non-disclosure ca

0 views • 18 slides



Federal Agencies Guidance on Ethics, Compliance, and Audit Services under NSPM-33

The White House OSTP released guidance for federal agencies to implement NSPM-33 focusing on disclosure requirements, digital identifiers, consequences for violations, information sharing, and research security programs. The guidance emphasizes supporting open scientific inquiry and nondiscriminator

0 views • 10 slides


Understanding Consumer Behavior in Marketing

The design of a marketing program starts with understanding consumer behavior. Consumers, as the end users, play a crucial role in shaping market trends. Producers seek insights into consumer personas, market behaviors, and influencing factors. Management focuses on the consequences of consumer beha

2 views • 26 slides


Overview of the Consumer Protection Act, 2019

The Consumer Protection Act, 2019 aims to provide efficient resolution of consumer disputes and enforce consumer rights. It replaced the 1986 Act and includes new provisions such as online consumer protection, product liability, and expanded definitions of goods and services. The Act covers aspects

0 views • 25 slides


Consumer Council of Zimbabwe: Empowering Consumers for Fairness

The Consumer Council of Zimbabwe, founded in 1955, strives to advocate for consumer rights and promote fair trade practices. They work towards empowering consumers and ensuring their voices are heard in economic decisions. With a vision for fair deals and a mission for consumer protection, CCZ pushe

0 views • 19 slides


Understanding the Right to Representation in Consumer Protection

The Right to Representation in consumer rights allows consumers to be heard and ensures their interests are considered in various forums. In India, the Consumer Protection Act of 1986 recognized this right and established Consumer Protection Councils at different levels. These councils play a crucia

0 views • 13 slides


Understanding Consumer Protection Laws in Business with Dr. Samir Kumar Panigrahi

Gain insights into Consumer Protection Act 1986 and its significance in safeguarding consumer rights. Learn about the definition of a consumer, scope of the act, and the provisions for resolving consumer disputes. Explore how these laws aim to prevent consumer exploitation and promote fair trade pra

0 views • 15 slides


Challenges of Consumer Rights Protection in Zimbabwe

Zimbabwe faces challenges in protecting consumer rights due to the lack of definitive legal mechanisms. The absence of a Consumer Protection Act has led to unsustainable practices, arbitrary actions, and limited redress for consumers. The country lags in upholding consumer rights compared to regiona

0 views • 14 slides


Understanding Consumer Access to Financial Records: Insights from Stakeholder Roundtable

Insights from a joint public roundtable on consumer access to financial records highlighted key points such as regulatory requirements under Dodd-Frank Act section 1033, market practices in leveraging consumer data, examples of use cases for consumer data, and stakeholder developments. The discussio

0 views • 12 slides


Challenges and Progress in Consumer Protection in Zimbabwe

Zimbabwe currently lacks a definitive consumer protection mechanism at law, relying on the goodwill of service providers. The Consumer Council of Zimbabwe (CCZ) operates without legal enforcement powers, primarily focusing on consumer education. The country can benefit from adopting the UN Guideline

0 views • 20 slides


Understanding the Impact of the Insurance Act 2015 on Brokers and Insurers

The Insurance Act 2015 brings significant changes in insurance contract law, shifting from Duty of Disclosure to Fair Presentation. This Act influences both Brokers and Insurers, requiring clear and accessible disclosure of material circumstances. The remedies for misrepresentation and non-disclosur

0 views • 19 slides


Updated Disclosure Rules for Financial Relationships in Continuing Education

ACCME updated its Standards for Integrity and Independence in Continuing Education, requiring disclosure of financial relationships with specific "ineligible companies" by all involved parties. The rules aim to enhance transparency and mitigate conflicts of interest in accredited continuing educatio

1 views • 5 slides


Understanding Disability Disclosure in Employment: Practical and Ethical Considerations

This presentation touches on the practical and ethical issues supported employment professionals face when dealing with disability disclosure. The agenda includes ADA provisions, successful disclosure strategies, the professional's role in the process, and available resources. The session covers dis

0 views • 33 slides


Understanding Disclosure of Adverse Clinical Events in Healthcare

Exploring the essential elements of disclosing adverse clinical events to patients and families in healthcare settings. It covers why disclosure is crucial, barriers to disclosure, triggers for disclosure, policies and procedures, and the other important aspects related to the disclosure process.

0 views • 8 slides


Understanding the Capital Budgeting and Disclosure Process

This content provides a comprehensive overview of the capital budgeting and disclosure process, focusing on fiscal years, budget terms, and the sequential steps involved in the capital budget process. It explains the timeline from the Governor's capital budget release to the final approval by the go

2 views • 23 slides


Example of COI Disclosure Formats in Academic Presentations

These images provide examples of Conflict of Interest (COI) disclosure formats for oral and poster presentations in academic settings. They outline how authors can disclose any potential COIs in relation to their work over the past three years, including details on employment, stock ownership, paten

1 views • 4 slides


Detailed Guidance and Requirements for Implementing NSPM-33

The update provides detailed guidance on implementing NSPM-33's disclosure requirements and other provisions discussed in the January 2022 CLASP Meeting. It includes areas such as disclosure requirements, digital persistent identifiers, consequences for violations, information sharing, and research

1 views • 19 slides


Understanding Consumer Duty in Mortgage and Protection

The Mortgage and Protection Event discussed the new FCA Consumer Duty rules and guidance, emphasizing the importance of good consumer outcomes. Mortgage intermediary firms need to assess their current practices against the new standards to ensure fair treatment and monitoring of outcomes. The scope

3 views • 12 slides


Consumer Engagement and Partnership Framework Assessment

Assessing consumer engagement levels within an organization based on consumer input, involvement, partnership, shared leadership, co-design practices, equity principles, workforce diversity, systems for capturing consumer views, and responsiveness to consumer feedback. The framework evaluates curren

0 views • 12 slides


Consumer Advocacy and Competition Policy in Seychelles

Located in Livingstone, Zambia, this organization advocates for sound competition and consumer protection policies to safeguard consumer interests. They enforce the Consumer Protection Act of 2010 and the Competition Act of 2009, aiming to promote fair trade practices and prevent abuse of dominance

0 views • 11 slides


Empowering Consumer Protection and Redress in South Africa

The National Consumer Tribunal in South Africa plays a crucial role in enforcing consumer protection laws and ensuring redress for consumers. The presentation outlines the genesis of the current consumer protection framework in South Africa, highlighting the need for empowering mechanisms and struct

0 views • 20 slides


Transparency in Banking: Examining Disclosure and Regulation

Discussion on the importance of transparency in the banking industry, focusing on the level of information disclosure by banks and its impact on market discipline, lending practices, and regulatory intervention. Papers explore different facets of transparency, including the disclosure audience, natu

0 views • 10 slides


Understanding the Consumer Protection Act: A Comprehensive Overview

Consumer protection laws play a vital role in safeguarding the rights of consumers and regulating interactions between consumers and businesses. The Consumer Protection Act, 1986, ensures strict liability for manufacturers and service providers in cases of defective goods or deficient services. This

0 views • 34 slides


Understanding the Consumer Protection Act of 1986: A Comprehensive Overview

The Consumer Protection Act of 1986 aims to safeguard the interests of consumers by imposing liability on manufacturers and service providers. This act holds significance in ensuring consumer rights, covering goods, services, and unfair trade practices. Learn about its history, features, and the imp

0 views • 21 slides


Evolution of Vulnerability Disclosure Practices

The history of vulnerability disclosure, from the early days of mailing lists and zines to the emergence of Full Disclosure and the debates around anti-disclosure groups. The timeline covers key events like the Morris worm, Code Red, the founding of Bugcrowd, and more, illustrating the evolution of

0 views • 11 slides


Consumer Privacy Rights and Regulations Act (CPRA) Overview

The Consumer Privacy Rights and Regulations Act (CPRA) addresses the asymmetry of information between consumers and businesses, aiming to empower consumers to control their personal data and ensure transparency and accountability in data use practices. It emphasizes the need for stronger laws to pro

0 views • 14 slides


Impact of Management of Offenders Act on Disclosure Awareness Session

On 30 November 2020, new legislation including the Age of Criminal Responsibility (Scotland) Act 2019 and the Management of Offenders (Scotland) Act 2019 came into force, transforming the disclosure system in Scotland. These changes raise the age of criminal responsibility, reduce rehabilitation per

0 views • 10 slides


Competition and Consumer Rights in Botswana

Dr. Selinah Peters presented on the importance of competition for consumers in Botswana at the Second National Stakeholders Conference on Competition. The Botswana Consumer Coalition advocates for consumer rights, expecting fair competition to enhance consumer well-being and economic growth. However

0 views • 14 slides


The ABI and the Consumer Insurance (Disclosure and Representations) Act 2012

The Consumer Insurance Act of 2012 brought significant changes to consumer insurance contracts, replacing the duty to disclose with a duty to take reasonable care to avoid misrepresentation. The Act outlines the process for determining breaches and sets criteria for what constitutes reasonable care.

0 views • 34 slides


Understanding Disclosure of Designs under CDR - Key Insights

The article explores the disclosure of designs under the Community Design Regulation (CDR) and Community Design Invalidity Regulation (CDIR). It discusses the criteria for public availability, evidence required for proving prior disclosure, and the basic rules for establishing the disclosure of a pr

0 views • 9 slides


Gamifying Vulnerability Reporting for Coordinated Disclosure at Microsoft Security Response Center

Christa Anderson, a Senior Security Program Manager at Microsoft's Security Response Center, discusses the importance of gamifying vulnerability report data to encourage coordinated disclosure. The MSRC Top 100, announced at Black Hat USA, plays a crucial role in the public credit strategy by recogn

0 views • 13 slides


Improving Consumer Protection in Ghana: Insights from the Sixth Annual African Dialogue Consumer Protection Conference

The Sixth Annual African Dialogue Consumer Protection Conference held in Lilongwe, Malawi in September 2014 shed light on the challenges faced by Ghana's consumer protection policies. Irene Aborchie-Nyahe, a legal consultant, highlighted the gaps in Ghana's legislative framework, lack of effective i

0 views • 14 slides


Governance Mechanisms and Financial Risks Disclosure in Developing Economies

Examining the impact of governance mechanisms on financial risk disclosure in developing economies, this study delves into theories, literature reviews, findings, policy implications, and conclusions. The research emphasizes the importance of adequate risk disclosure for investor trust and regulator

0 views • 9 slides


The Use of Self in Probation Practice: Understanding Self-Disclosure and Its Implications

Explore the concept of self-disclosure in probation practice, examining different methods, findings, and implications. Discover the two schools of thought regarding self-disclosure and delve into the various realms and subtypes of self-disclosure practices. Gain insights into the forms of self-discl

0 views • 25 slides


Understanding Cultural Influence on Delayed Child Sexual Abuse Disclosure in the Vhavena Tribe

Exploring the intersection of culture, tradition, and delayed disclosure of child sexual abuse within the Vhavena Tribe. The study delves into the complexities of disclosure, the unique context of CSA in cultural norms, and behaviors, guided by the Afrocentric theory. Methodology involves interviews

0 views • 15 slides


Enhancing Governance through Systematic Disclosure and Transparency

Systematic disclosure and transparency play a crucial role in the governance and management systems of countries. This involves routine disclosure of information, such as financial data, to promote accountability and address gaps in information. The EITI Standard emphasizes the importance of mainstr

0 views • 23 slides


Conflict of Interest Disclosure for EAPC 2024 Congress

This disclosure statement outlines the conflict of interest policy for speakers at the EAPC 2024 Congress. Speakers are required to disclose any affiliations or financial interests that may potentially influence their presentations. The purpose of the disclosure is to inform attendees so they can ev

0 views • 4 slides


Testing Effectiveness of Consumer Financial Disclosure: Experimental Evidence

This study explores the impact of consumer financial disclosure on savings accounts, investigating the importance of design and presentation. It questions whether optimized disclosures can enhance consumer outcomes and delves into the challenges posed by consumer inertia. The UK savings market backg

0 views • 24 slides


New Disclosure Rules for Continuing Education

ACCME updated its Standards for Integrity and Independence in Accredited Continuing Education in December 2020, leading to changes in ACLP's disclosure reporting rules. Key changes include reporting only financial relationships with "ineligible companies," extending the reporting period to 24 months

0 views • 5 slides