Pradhan Mantri Kisan Samman Nidhi Scheme Overview
Pradhan Mantri Kisan Samman Nidhi (PM KISAN) is a Central Sector Scheme aimed at augmenting the income of small and marginal farmer families with a cultivable land holding of 2 hectares or less. The scheme provides financial assistance of Rs 6000 per annum per family in three equal installments to help farmers procure resources, ensure crop health, and safeguard them from malicious moneylenders. The process involves levels of validation, fund transfer orders, important reports on the portal, and monitoring the status of beneficiary transfers. Effective from December 1, 2018, it is a step towards empowering farmers and enhancing their livelihood.
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Pradhan Mantri Kisan Samman Nidhi Snapshot and Process PwC
PM KISAN Objective and Benefits Scheme for SMFs with a cultivable land holding of 2 hectares or less extended to landholder Farmer families with no cap on the cultivable land (exclusion criteria applied) 01 Central Sector Scheme to augment the income of Farmer families 02 Empowering farmers to procure resources to ensure proper crop health and appropriate yields Benefit of Rs.6000 per annum per family payable in three equal installments, every four months Safeguarding farmers from falling prey to malicious moneylenders for meeting expenses 03 The Scheme is effective from 01.12.2018 for transfer of benefit to eligible beneficiaries
Levels of Validation PFMS - Second Level Validation PM KISAN Potral First Level Validation XML uploaded matched against LGD Codes IFSC Codes Initial validations on Mobile number PFMS Matching for IFSC Codes PFMS Matching of Account Number Account Number PFMS Matching for Beneficiary Name Junk Names in XML Validation for data types Aadhaar Syntax Data rejected by system and PFMS is sent back to states
PM KISAN Process Flow FTO: Funds Transfer Order Eligible records available for RFT Generation List sent back to states for eligibility check or correction Payment is processed and the beneficiary list is made available on the portal Rejected Data is sent back to states for correction States generate RFT online, download it, sign it and upload it again State uploads farmer details on PM KISAN portal and the system validates the records for junk data or duplicity Accepted data is sent to PFMS for further validation PFMS generates FTO and shares it with the department RFT: Request for Funds Transfer
Important Reports on the portal PM KISAN Status Report Data Accepted/Rejected at all levels Grievances Report Demand Generation Report Transaction Status of Beneficiaries District-wise Status Batch-wise Report Bank Payment Status
Status of Beneficiary Transfer (05/07/2019) Beneficiaries Amount Transferred 1st Installment 3,56,03,344 71,20,66,88,000 2nd Installment 3,10,77,444 62,15,48,88,000
Snapshot of Payment Process/Status Amount is transferred to Central Bank Thereafter it goes to Sponsor banks of respective States The amount is sent to corresponding beneficiary banks/post offices The amount is sent to beneficiary accounts FTOs and Sanctions are generated Farmer receives the money For 1st Installment 3.56 Crore Successful Payments 98.74% 6.68 Lacs Failed Payments Transactions are successful out of the total For 2nd Installment 3.10 Crore Successful Payments 1.32 Lacs Failed Payments
Beneficiaries expected to be added 13.79 Cr 43% 57% Percentage beneficiaries added Percentage beneficiaries left by the states to be added by states Estimated Beneficiaries A total of 13,79,42,580 beneficiaries have been identified according to Agri-Census data
Expectations from the States and Status States Estimated beneficiary count Benefits Transferred (1st inst.) First Level Rejected data PFMS rejected data NPCI reversal correction Stop Payment Correction Data RFTs pending Rejection - invalid account Transaction failures Andaman & Nicobar 0 573 114 11633 10,004 219 1101 0 3 Andhra Pradesh 0 2 0 8692193 3,443,116 63 207938 117870 13760 Arunachal Pradesh 0 1412 171 110574 0 0 19197 8 0 Assam 2 46457 41670 2640980 12,51,073 91,158 282479 4 6407 Bihar 0 19103 356965 16385845 8,38,362 32,263 131519 47 1215 Chandigarh 0 197 6 661 13 0 21 0 0 Chhattisgarh 0 1118 2726 3977327 3,41,677 565,154 239188 0 417 Dadra & Nagar Haveli 0 668 15 14713 5,322 0 299 60 7 Daman & Diu 0 495 5 7983 2,423 0 194 1 12 Delhi 0 0 61 0 19050 0 0 0 0 Goa 0 800 42 57200 2,385 183 700 0 26 Gujarat 0 4910 1 5339773 28,41,881 1,987,456 36868 3403 6820
Expectations from the States and Status States Estimated beneficiary count Benefits transferred (1ST Inst.) First Level Rejected data PFMS rejected data NPCI reversal correction Stop Payment Correction Data RFTs pending Rejection - invalid account Transaction failures Haryana 55 118795 1207 1577220 9,82,987 9,644 108886 216 5262 Himachal Pradesh 346 2951 2787 979825 5,40,949 104,738 42401 2271 2006 J&K 29 14281 7165 1377675 5,41,029 125,903 105972 6367 9891 Jharkhand 22 200307 24602 2647736 5,44,140 120,572 155462 59993 699 Karnataka 0 1 0 8719290 7,67,098 199,130 10056 0 1699 Kerala 0 257384 26673 7529741 11,41,821 2 717976 29658 6707 Lakshadweep 0 0 0 0 0 10094 0 0 0 Madhya Pradesh 0 137 0 10365783 9,304 76,479 6172 3108 500 Maharashtra 32897 186137 129661 14486843 22,87,581 1,623,988 906243 522243 340357 Manipur 0 30610 90 145087 7,276 0 10985 6 5 Meghalaya 0 29501 42 233472 76 6 4449 0 52992 Mizoram 0 9936 1472 86570 24,410 48,227 3571 33 32
Expectations from the States and Status States Estimated beneficiary count Benefits transferred (1st inst.) First Level Rejected data PFMS rejected data NPCI reversal correction Stop Payment Correction Data RFTs pending Rejection - invalid account Transaction failures Nagaland 0 153 825 199149 39,685 2,893 12154 0 479 Odisha 0 10148 0 4851572 9,71,749 169,269 9549 0 30183 Puducherry 0 0 12 33350 4,421 5,447 318 0 149 Punjab 0 30663 2337 1080694 12,89,313 21,442 68775 0 5856 Rajasthan 0 1127847 2849 7877428 15,83,018 1,215 571332 110483 10946 Sikkim 0 1139 49 63583 0 53 236 0 49304 Tamil Nadu 0 4011 7581193 21,95,316 23,398 144886 4836 1190 Telangana 0 73823 96 6065158 22,16,560 181,103 46940 22591 27 Tripura 0 5408 544 554949 1,51,095 0 9986 0 238383 UP 86314 2405 23379705 1,11,69,349 10,920 3296819 792219 7261 Uttarakhand 78 22948 9776 838528 3,99,909 11,215 152482 295 479
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