Opportunities for Women Entrepreneurs in India
Government of India defines women entrepreneurs as those owning and controlling enterprises with a minimum 51% financial interest and employment for women. Women entrepreneurs demonstrate qualities like problem-solving, risk-taking, and motivation. Factors affecting them include economic independence, family support, and confidence building. Various schemes like Annapurna Scheme, Stree Shakti Package, and Bhartiya Mahila Bank offer financial support to women entrepreneurs in different sectors. These schemes provide loans and discounts to empower women in business.
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WOMEN WOMEN ENTREPRENEURS ENTREPRENEURS Mona Gupta Asst.professor Department of commerce Durga college
Government of india has defined women entrepreneur as an enterprise owned and controlled by a women having a minimum financial intrest of 51% of the capital and giving atleast 51% of employment generated in the enterprise to women. DEFINATION DEFINATION WOMEN ENTREPRENEURS MAY BE DEFINED AS THE WOMEN ENTREPRENEURS MAY BE DEFINED AS THE WOMEN OR A GROUP OF WOMEN WHO INITIATE WOMEN OR A GROUP OF WOMEN WHO INITIATE ORGANISE ORGANISE AND OPERATE A BUSINESS ENTERPRISE AND OPERATE A BUSINESS ENTERPRISE
Ability to learn quickly from her abilities. Open style of problem solving. Willingness of take risk and chances. Ability to motivate pepoles. Knowing how to win and lose gracefullly. QUALITIES OF A WOMEN QUALITIES OF A WOMEN ENTREPRENEUR ENTREPRENEUR
Factors Affecting Women Entrepreneur Economic independence Establishing identity Motivation Family support Building confidence Developing risk taking abillity Greater freedom andmobillity
Schemes For Women Entrepreneurs ANNAPURNA SCHEME Offered by state bank of mysore It is for those women entrepreneurs who are setting up food catering industry in order to sell packed meals,snacks, etc. The maximum amount of money that is granted is rs.50000 which has to repaid in monthly installments for 36 months
Stree Shakti package For Women Entrepreneurs Offered by most of the sbi branches Women who have 50% share in the ownership of a firm or business and have taken part in the state agencies run enterpreneurship development programmes (EDP). The scheme also offers a discounted rate of interest by 0.50% in case the amount of loan is more than rs.200000
BHARTIY MAHILA BANK Loans of upto rs.20crores are sanctioned for manifaturing enterprises. Under the credit guarantee fund trust for micro and small enterprises (CGTMSE),you can avail a colleteral-free loan of up to rs.1crore This loan must be repaid within seven years. The base rate of intrest on this loan is 10.25% to which an additional 2% is added making the rate of intrest 12.25%.
DENA SHAKTI SCHEME Loansof upto rs.20 lakhs are sanctioned under the category of education,housing and retail trading. Under the category of micro credit loans of up to rs.50000 are offered. You are offered consession of 0.25% on the rate of intrest.
SUCESSFUL WOMEN ENTREPRENEURS IN INDIA Indu Jain Kiran mazumdar shaw Indra Nooyi Vandana Luthra Naina Lal Kidwai Chanda Kochar Ekta kapoor Suchi Mukherjee Richa Kar Aditi Gupta