Impact of Distracted Driving: Rising Concerns and Legal Changes

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Jennifer Smith, CEO
2017 data:   300 Lives could be impacted immediately
85 Motorcycle
7 Bicycle
98 young driver
27 children
83 pedestrian
Smartphone Addicts Behind the Wheel
 Drive Car Insurance Rates Higher
Insurers increasingly blame distracted drivers as costs related to crashes 
outpace premium increases, Wall Street Journal 
Since 2011, the average insurance premium has jumped 16% to
$926
Insurance companies say the sharp spike is partly caused by more drivers distracted on their smartphones and
getting into crashes.
Allstate said in Feb. 2017 there’s a “striking” correlation between the rise 
in smartphone use and crashes. 
Building the Case: 
Results of Distracted Driving
IIHS data 1/17/2019- Americans
are using their phones in riskier
ways while driving, worsening the
nation’s crisis- according to a new
reporting.
Drivers were observed
manipulating their phones 57%
more than they were in 2014.
People are talking on the phone
less but manipulating more which
includes texting, browsing,
shopping, etc... 
Source: CTIA
2019 Snapshot 
Over 160 billion miles analyzed
Distracted driving is 10X worse over 2018
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Would you
support or oppose
enacting a “hands-
free” law that
would prohibit
holding a phone to
talk or text while
driving?
 
 
 
 
Support
       
 Oppose
 
Undecided
Statewide
 
91%
  
6%
  
3%
Democrat
 
93%
  
5%
  
2%
Republican
 
89%
  
7%
  
4%
Independent
 
91%
  
6%
  
3%
** No Organized Opposition!!
Captain Derick Durden, a George state trooper. “The law has
teeth … and the compassion period is over; we’re going to be
aggressively enforcing it now.”
Insurance rates had risen 12.6% in that same time period and now rates have
either stabilized or have gone down up to 2.5% in the state.
Nationwide: 
Currently, 20 states, D.C., Puerto Rico, Guam and the U.S. Virgin
Islands ban hand held cell phone use for all drivers. 
Hands-free laws give law enforcement and the public a
clear interpretation of the law, if the phone is in your
hand then you are in violation. No more grey areas or
loopholes this law makes enforcement easy and
possible.
The proposed legislation will ban the use of hand held cell phones while driving.
You can still use gps and make & take calls hands-free.
“Usually then, they'll try to minimize it and say, 'Well, yeah, I was
holding my phone but I wasn't texting on it. I was just holding it,'”
Turcotte said. “We're trying to take as much corrective action as we can
to keep people safe on the roads. We've only had one fatality this year
and we'd really like to keep it that way."
34
 fatalities in 2017.
                     
18
 fatalities in 2018 (hands-free law went into effect 7/1)
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5
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Law enforcement has training developed
already on how to enforce these laws. This is
offered as a free course through NHTSA/DOT
Traffic Safety Services.
  
Texting laws are unenforceable and
obsolete. It is too difficult to see what the
driver is doing on their phone (texting, dialing,
holding, etc) The laws are outdated and
obsolete due to drivers taking the word
texting literally. They claim they are not
texting, instead they are snapchatting or on
social media. 
Current laws are unenforceable, need
expanded language. People don’t just “text”
anymore
No organized opposition
No individual opposition
Overwhelming public support – Polling #’s
Broad coalitions pushing legislation
The law will work! Data on reduction in
crashes, fatalities, insurance rates, & use
(telematics data)
Key Points for Support
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The increasing prevalence of distracted driving, particularly due to smartphone use, has raised concerns among insurance companies and law enforcement agencies. Studies show a significant correlation between smartphone use and the rise in car crashes, leading to higher insurance premiums. Several states are enacting hands-free laws to combat this issue, with a noticeable impact on driving behavior and insurance rates. Law enforcement is also stepping up enforcement efforts to curb distracted driving and improve road safety.

  • Distracted driving
  • Smartphone use
  • Insurance premiums
  • Hands-free laws
  • Law enforcement

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  1. MOVING TOWARD A HANDS MOVING TOWARD A HANDS- -FREE KENTUCKY FREE KENTUCKY Jennifer Smith, CEO

  2. 2017 data: 300 Lives could be impacted immediately 85 Motorcycle 7 Bicycle 98 young driver 27 children 83 pedestrian

  3. Building the Case: Results of Distracted Driving Smartphone Addicts Behind the Wheel Drive Car Insurance Rates Higher Insurers increasingly blame distracted drivers as costs related to crashes outpace premium increases, Wall Street Journal Since 2011, the average insurance premium has jumped 16% to $926 Insurance companies say the sharp spike is partly caused by more drivers distracted on their smartphones and getting into crashes. Allstate said in Feb. 2017 there s a striking correlation between the rise in smartphone use and crashes.

  4. IIHS data 1/17/2019- Americans are using their phones in riskier ways while driving, worsening the nation s crisis- according to a new reporting. Drivers were observed manipulating their phones 57% more than they were in 2014. People are talking on the phone less but manipulating more which includes texting, browsing, shopping, etc...

  5. Source: CTIA

  6. 2019 Snapshot Over 160 billion miles analyzed Distracted driving is 10X worse over 2018

  7. Tennessee Tennessee Would you Support 91% Oppose Undecided 6% support or oppose enacting a hands- free law that would prohibit holding a phone to talk or text while Statewide 3% Democrat Republican 89% Independent 91% 93% 5% 7% 6% 2% 4% 3% driving? ** No Organized Opposition!!

  8. Captain Derick Durden, a George state trooper. The law has teeth and the compassion period is over; we re going to be aggressively enforcing it now. Insurance rates had risen 12.6% in that same time period and now rates have either stabilized or have gone down up to 2.5% in the state.

  9. The proposed legislation will ban the use of hand held cell phones while driving. You can still use gps and make & take calls hands-free. Hands-free laws give law enforcement and the public a clear interpretation of the law, if the phone is in your hand then you are in violation. No more grey areas or loopholes this law makes enforcement easy and possible. Nationwide: Currently, 20 states, D.C., Puerto Rico, Guam and the U.S. Virgin Islands ban hand held cell phone use for all drivers.

  10. 34 fatalities in 2017. 18 fatalities in 2018 (hands-free law went into effect 7/1) 1 fatal crash in 2019 1 fatal crash in 2019 (as of 4/25) Usually then, they'll try to minimize it and say, 'Well, yeah, I was holding my phone but I wasn't texting on it. I was just holding it,' Turcotte said. We're trying to take as much corrective action as we can to keep people safe on the roads. We've only had one fatality this year and we'd really like to keep it that way."

  11. Law enforcement has training developed already on how to enforce these laws. This is offered as a free course through NHTSA/DOT Traffic Safety Services. Texting laws are unenforceable and obsolete. It is too difficult to see what the driver is doing on their phone (texting, dialing, holding, etc) The laws are outdated and obsolete due to drivers taking the word texting literally. They claim they are not texting, instead they are snapchatting or on social media.

  12. Key Points for Support Current laws are unenforceable, need expanded language. People don t just text anymore No organized opposition No individual opposition Overwhelming public support Polling # s Broad coalitions pushing legislation The law will work! Data on reduction in crashes, fatalities, insurance rates, & use (telematics data)

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