Financial Inclusivity Through Credit Distribution to Underserved Segments - Kissht’s Vision for an Inclusive Economy

THE
 
NEED
 
FOR
 
FINANCIAL
INCLUSIVITY
 
IN
 
UNDERSERVED
SEGMENTS
India's
 
economy
 
is
 
powered
 
by
 
millions
 
of
 
small
businesses
 
and
 
individuals
 
who
 
lack
 
access
 
to
the
 
credit
 
they
 
need
 
to
 
thrive.
 
These
 
underserved
segments
 
often
 
include
 
non-
metro
 
residents,
small
 
business
 
owners,
 
and
 
entrepreneurs
 
from
low-
income
 
backgrounds.
 
Despite
 
their
potential,
 
they
 
face
 
significant
 
challenges
 
in
securing
 
financing
 
due
 
to
 
limited
 
credit
 
histories,
lack
 
of
 
collateral,
 
and
 
insufficient
 
financial
infrastructure
 
in
 
their
 
areas.
BUILDING
 
TRUST
 
WITH
 
ETHICAL
COLLECTION
 
PRACTICES
Kissht
’s
 
commitment
 
to
 
ethical
 
lending
extends
 
to
 
its
 
collection
 
practices,
 
which
emphasize
 
courtesy,
 
empathy,
 
and
respect.
 
By
 
fostering
 
positive
 
relationships
with
 
customers,
 
Kissht
 
ensures
 
that
 
the
lending
 
experience
 
remains
 
supportive
rather
 
than
 
stressful.
 
This
 
approach
 
builds
trust
 
with
 
borrowers,
 
encouraging
 
more
people
 
from
 
underserved
 
segments
 
to
engage
 
with
 
formal
 
financial
 
services.
FINANCIAL
 
INCLUSIVITY
 
AS
 
A
 
PILLAR
OF
 
KISSHT’S
 
MISSION
For
 
Kissht
,
 
financial
 
inclusivity
 
isn’t
 
just
 
a
business
 
strategy;
 
it’s
 
a
 
core
 
mission.
 
By
extending
 
credit
 
to
 
underserved
segments,
 
Kissht
 
is
 
working
 
towards
 
a
more
 
inclusive,
 
fair,
 
and
 
equitable
economy.
 
As
 
the
 
digital
 
lending
 
landscape
continues
 
to
 
evolve,
 
Kissht
 
remains
 
at
 
the
forefront,
 
helping
 
to
 
ensure
 
that
 
everyone
has
 
access
 
to
 
the
 
financial
 
resources
 
they
need
 
to
 
succeed.
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Kisshtu2019s innovative approach to credit distribution aims to bridge this gap, empowering individuals and small businesses who otherwise might not have access to formal financing. Kissht offers short, medium and long-term Business and Personal Loa


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  1. THE NEED FOR FINANCIAL INCLUSIVITY IN UNDERSERVED SEGMENTS India's economy is powered by millions of small businesses and individuals who lack access to the credit they need to thrive. These underserved segments often include non-metro residents, small business owners, and entrepreneurs from low-income backgrounds. Despite their potential, they face significant challenges in securing financing due to limited credit histories, lack of collateral, and insufficient financial infrastructure in their areas.

  2. BUILDING TRUST WITH ETHICAL COLLECTION PRACTICES Kissht s commitment to ethical lending extends to its collection practices, which emphasize courtesy, empathy, and respect. By fostering positive relationships with customers, Kissht ensures that the lending experience remains supportive rather than stressful. This approach builds trust with borrowers, encouraging more people from underserved segments to engage with formal financial services.

  3. FINANCIAL INCLUSIVITY AS A PILLAR OF KISSHT S MISSION For Kissht, financial inclusivity isn t just a business strategy; it s a core mission. By extending credit to underserved segments, Kissht is working towards a more inclusive, fair, and equitable economy. As the digital lending landscape continues to evolve, Kissht remains at the forefront, helping to ensure that everyone has access to the financial resources they need to succeed.

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