Driving Financial Inclusion Kissht’s Role in Bridging the Credit Gap in Non-Metro cities

Kissht is among the few business entities in India that think about fostering financial inclusion. Hence, the false allegations related to the Kissht Fosun report and the Kissht Chinese connection creates doubts in the borrower's minds. However, the

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1. Driving Financial Inclusion: Kissht s Role in Bridging the Credit Gap in Non-Metro cities

2. The Non-Metro Credit Gap: A Persistent Challenge Non-metrol India is home to a large portion of its population, yet it remains significantly underbanked. Traditional financial institutions often hesitate to extend credit to non-metros areas due to factors such as lack of collateral, insufficient credit history, and the logistical challenges of reaching remote locations. This has left a vast section of the population without access to essential financial services, impeding their ability to invest in opportunities that could improve their livelihoods.

3. Kisshts Mission: Empowering Rural India Kissht was founded on the belief that everyone, regardless of where they live, should have access to financial services that can help them achieve their goals. By leveraging technology and innovative credit assessment models, Kissht is bridging the gap between non-metro consumers and the financial services they need. The company offers a range of services including personal loans, credit for small business purchases, and a line of credit. These services are primarily targeted toward the e- commerce industry. The company was founded in 2015 and is based in Mumbai, India.

4. Enhancing Trust and Transparency Trust is a crucial factor in financial services, especially in non-metro areas where skepticism towards formal institutions may be high. Kissht prioritizes transparency in its operations, ensuring that borrowers fully understand the terms of their loans, including interest rates, repayment schedules, and any associated fees. This commitment to transparency helps build trust and encourages more non-metro consumers to engage with formal credit services.