Montana's Consolidated Plan for Housing and Community Development
Montana is developing a 5-year plan focusing on housing, economic, and community development projects to guide policy and investment. This includes an Equity Plan to further fair housing. Public participation opportunities like regional meetings, focus groups, and surveys are scheduled, with accommodations available for individuals with disabilities or limited English proficiency.
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Montanas Consolidated Plan for Housing and Community Development and Associated Affirmatively Furthering Fair Housing Equity Plan Public Hearing June 20, 2024 2:00 p.m. 3:00 p.m. The Department of Commerce will make reasonable accommodations for persons with disabilities or persons with limited English proficiency who wish to participate in this process and need an alternative accessible format of the presentation materials or translation services. El Departamento de Comercio har adaptaciones razonables para las personas con discapacidades o personas con domino limitado del ingl s que deseen participar en este proceso y necesiten un formato accessible alternativo de materiales de presentaci n o servicios de traducci n.
2025-2029 Consolidated Plan Statewide Planning The State of Montana, through the Departments of Commerce and Public Health and Human Services, is developing a 5-year plan to guide policy and investment for housing, economic, and other community development projects.
2025-2029 Consolidated Plan Statewide Planning This 5-year plan, also known as the Consolidated Plan for Housing and Community Development, is required by the U.S. Department of Housing and Urban Development (HUD) to assess Montana s needs and current conditions, as well as to determine priorities and allocate HUD funding.
2025-2029 Consolidated Plan Statewide Planning In conjunction with the Consolidated Plan, Montana is developing an Equity Plan to affirmatively furthering fair housing. Deep dive into the Equity Plan to come
2025-2029 Consolidated Plan Public Participation There will be multiple opportunities for citizens and stakeholders to engage throughout the Equity Plan and Consolidated Plan processes. Upcoming Regional Meetings Libby (July 24) Glasgow (August 1) Dates subject to change. See website for current information. commerce.mt.gov/Consolidated-Plan/Updates
2025-2029 Consolidated Plan Public Participation (cont d) Focus groups Public hearings Surveys Housing and Community Needs Fair Housing Documents Formal reviews with public comment periods TBA See website for current information. commerce.mt.gov/Consolidated-Plan/Updates
2025-2029 Consolidated Plan Objectives The objectives of Montana s Consolidated Plan include: Provide decent housing Provide a suitable living environment Expand economic opportunities
2025-2029 Consolidated Plan Goals The goals of Montana s current Consolidated Plan are: Goal 1 Preserve and Construct Affordable Housing Goal 2 Plan for Communities Goal 3 Improve and Sustain Public Infrastructure Goal 4 Revitalize Local Economies Goal 5 Reduce Homelessness
2025-2029 Consolidated Plan Programs Community Development Block Grant (CDBG) Housing (Rental Development / Single Family Rehabilitation), Public and Community Facilities, Economic Development, Planning HOME Investment Partnerships Program (HOME) Rental Development / Single Family Development / Rental, Rehabilitation, Homebuyer Assistance Housing Trust Fund (HTF) Rental Development / Rental Rehabilitation Emergency Solutions Grant (ESG) Street Outreach / Emergency Shelter / Homelessness Prevention / Rapid Re-housing
2025-2029 Consolidated Plan Planning Process Analyze quantitative and qualitative data regarding need Engage the public, agencies, and stakeholders to get input about need Identify priority needs Develop a strategy in response to identified needs Direct funding to strategies
2025-2029 Consolidated Plan Documents Equity Plan for Affirmatively Furthering Fair Housing Under a HUD Proposed Rule, Montana will develop an Equity Plan every five years that will serve the purpose of assessing fair housing issues and their underlying causes, as well as setting fair housing goals and outlining strategies for achieving equity in housing, increasing access to community assets, and broadening economic opportunities The mandate to affirmatively further fair housing requires proactive and meaningful action to overcome patterns of segregation, promote fair housing choice, eliminate disparities in opportunities, and foster inclusive communities free from discrimination
2025-2029 Consolidated Plan Documents (cont d) Five-Year Consolidated Plan for Housing and Community Development (Con Plan) Consolidated Plans are strategic plans prepared every five years that guide housing and community investments Annual Action Plan (AAP) AAPs are prepared each year of the Consolidated Plan and outline specific activities, goals, and objectives for the given program year Consolidated Annual Performance and Evaluation Report (CAPER) CAPERs are annual reports that detail use of funds and progress towards meeting goals and objectives for AAPs
2025-2029 Consolidated Plan Equity Plan Development Under HUD s Proposed Rule, the State will oversee a more streamlined analysis of fair housing compared to what was required under the 2015 Affirmatively Furthering Fair Housing Rule. Furthermore, the State will oversee a more robust community engagement effort to identify fair housing needs and opportunities.
2025-2029 Consolidated Plan Equity Plan Development (cont d) At least three public hearings will be held before the Equity Plan is submitted to HUD. Two hearings before the publication of the Equity Plan to provide the public opportunity to identify fair housing needs and inform fair housing strategies. First hearing was April 3, 2024, and the second hearing is today, June 20, 2024 One hearing after the publication of the Equity Plan to provide the public opportunity to comment on the published plan document. Initial input will be accepted through June 25, 2024. Feedback regarding the to-be-published Equity Plan will be accepted during a comment period to be announced. As part of its outreach efforts, the State gathered data to inform Equity Plan development via the Montana Fair Housing Survey. Opened May 1, 2024; closed May 31, 2024.
2025-2029 Consolidated Plan Equity Plan Development (cont d) Fair Housing Analysis Demographics Segregation and integration Racially or ethnically concentrated areas of poverty (R/ECAPS) Access to community assets Access to affordable housing opportunities Access to homeownership and economic opportunity Local and state policies and practices impacting fair housing Fair Housing Issues Identify issues with data and local knowledge Prioritize issues based on data collected and public input Fair Housing Strategies and Goals Commit to taking responsive actions to address fair housing issues
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data - Demographics 1990 Trend 2000 Trend 2010 Trend 2020 # % # % # % # % Race/Ethnicity White Black Hispanic 556,529 1,103 7,969 91.4% 0.2% 1.3% 618,450 2,275 11,912 89.2% 0.3% 1.7% 666,393 4,179 19,169 87.8% 0.6% 2.5% 657,407 2,648 28,565 83.3% 0.3% 3.6% Asian or Pacific Islander Native American Data Source: AFFH, Census, ACS 2,432 40,296 0.4% 6.6% 4,558 54,443 0.7% 7.9% 7,104 61,823 0.9% 8.1% 5,371 53,132 0.7% 6.7% Non-Entitlement Areas of Montana
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data - Segregation Non-White/White Black/White Hispanic/White Asian or Pacific Islander/White 58.89 56.82 54.40 52.10 46.93 43.83 33.49 32.75 32.09 26.35 24.57 24.24 23.74 22.20 21.58 19.13 1990 TREND 2000 TREND 2010 TREND CURRENT Dissimilarity Index <40 40-54 >55 Low Segregation Moderate Segregation High Segregation Racial/Ethnic Dissimilarity Index
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data R/ECAPs Racially/Ethnically Concentrated Areas of Poverty
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data Access to Opportunities Access to Opportunity 100 90 80 70 60 50 40 30 20 10 0 Low Poverty School Proficiency Labor Market Transit Trips Transit Costs Environmental Health White Black Hispanic Asian or Pacific Islander Native American
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data Access to Affordable Housing Percent of Total Households with Any of the Four Housing Problems
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data Access to Homeownership Mortgage Denial Rates by Race Race or Ethnicity 2018 2019 2020 2021 2022 American Indian or Alaska Native 23.6% 23.0% 17.5% 16.7% 26.1% Asian 13.7% 15.4% 14.1% 9.8% 16.8% Black or African American 16.5% 24.0% 14.9% 15.8% 22.3% Native Hawaiian or Other Pacific Islander 11.8% 16.0% 26.8% 6.7% 26.2% White 13.3% 12.0% 9.2% 9.7% 13.6% Two or More Races 21.4% 23.8% 13.6% 12.8% 42.1% Not Available 7.8% 6.8% 7.0% 7.8% 10.2% Total 12.4% 11.2% 8.9% 9.4% 13.1% Data Source: HMDA Data State of Montana
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data Access to Economic Opportunities Poverty by Family Type Household Types % in poverty In family households 9.2% In married-couple 4.9% In Female householder, no spouse present 27.2% In other living arrangements 24.2% Data Source: 2022 Five-Year ACS State of Montana Poverty by Disability Status Disability Status % in poverty With any disability 19.1% No disability 11.3% Data Source: 2022 Five-Year ACS State of Montana
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Data Survey Are you aware of fair housing laws in Montana? Are you aware of any policies to promote affordable housing development in your community? Yes No Somewhat Yes No
2025-2029 Consolidated Plan Equity Plan Development (cont d) Preliminary Findings Demographics Growing diversity Segregation and integration Low to moderate levels of segregation based on HUD measures Racially or ethnically concentrated areas of poverty (R/ECAPS) Four county R/ECAPs Access to community assets Native American households experience lower levels of access to opportunities overall Access to affordable housing opportunities and economic opportunities Native American applicants experience higher mortgage denial rates Female-headed, other living situations and households with disabilities experience poverty at higher rates
2025-2029 Consolidated Plan Equity Plan Adoption and Evaluation Once developed (tentatively in September 2024), the Equity Plan will be submitted to HUD. Upon receipt, HUD will publish the plan and make it available for a 60-day public review period. After HUD accepts Montana s Equity Plan, it will be published on Commerce s website, and its fair housing goals and strategies will be incorporated into the State s 2025-2029 Consolidated Plan and associated Annual Action Plans. Progress evaluations for the Equity Plan will be required annually after the Equity Plan is adopted. Before submitting its Annual Progress Evaluations for the Equity Plan to HUD, the State will make available to interested parties the proposed evaluation for a comment period of no less than 15 calendar days.
2025-2029 Consolidated Plan Document Review, Engagement Once drafted, Equity Plan and Consolidated Plan documents will be available: On Commerce s website at commerce.mt.gov/Consolidated- Plan/Documents Several repositories throughout the state (see website for list) By request All interested parties are encouraged to review published documents and to participate in the State s public meetings. For information about upcoming meetings and comment periods, visit commerce.mt.gov/Consolidated-Plan/Updates and/or subscribe to Commerce s Consolidated Plan email listserv.
2025-2029 Consolidated Plan Commerce Contact Information Montana Department of Commerce 301 S Park Ave Helena, MT 59601 PO Box 200523 Helena, MT 59620-0523 Division Administrators: CDBG Coordinator: Program Specialist: Phone: TDD: Fax: Email: DOCConPlan@mt.gov Website: commerce.mt.gov/Consolidated-Plan Galen Steffens, Cheryl Cohen Rosie Goldich Janelle Egli 406.841.2770 406.841.2702 406.841.2771
2025-2029 Consolidated Plan DPHHS Contact Information DPHHS 1400 Carter Drive Helena, MT 59601 PO Box 202956 Helena, MT 59620-2956 Administrator: Bureau Chief: Phone: Fax: Website: Jessie Counts Sara Loewen 406.447.4265 406.447.4287 www.dphhs.mt.gov
2025-2029 Consolidated Plan Comments If you would like to provide a written comment or qualitative data (anecdotes) pertaining to the 2025-2029 Consolidated Plan and/or its associated Equity Plan for affirmatively furthering fair housing, our physical address and email address are below. Montana Department of Commerce Community MT Attn: Con Plan PO Box 200523 Helena, MT 59620-0523 DOCConPlan@mt.gov Note that written comments for Montana s Equity Plan will be accepted until 5:00 p.m. June 25, 2024, while written comments for Montana s Consolidated Plan will be accepted on an ongoing basis until the plan is developed in the fall of 2024.
2025-2029 Consolidated Plan We Need Your Feedback! Comments regarding needs and strategies pertaining to the 2025-2029 Consolidated Plan including the Year 1 (2025-2026) Annual Action Plan and associated Equity Plan for affirmatively furthering fair housing are now being accepted. If you have a comment and are joining via webinar, please raise your hand so we can unmute you. If you are joining via phone, please press *9 to indicate you have a comment and then press *6 to unmute/re-mute yourself. When providing comment Please state and spell your name Please state the organization you represent (if applicable)
