Navigating the Middle Tier Complex Lending Landscape in the Mortgage Market
Between high-street, specialist lending, and complex cases lies a middle tier in the mortgage market. Complex lending is crucial, with key areas for lenders to focus on. Exploring the benefits of self- and custom-build options, understanding the self-build market, and seizing opportunities for growth are highlighted. Various routes to market, such as leveraging resources and engaging with specialist packagers, are discussed to capitalize on the complex self-commissioned homes market.
Download Presentation
Please find below an Image/Link to download the presentation.
The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author. Download presentation by click this link. If you encounter any issues during the download, it is possible that the publisher has removed the file from their server.
E N D
Presentation Transcript
Between the high street and specialist lending for second charge, bridging and adverse credit, the mortgage market has a middle tier complex lending. Complex lending Specialist lending High street lending
89% 100% 100% 84% think complex see a complex lender as think complex is all about have seen an increase lending is a growth one that is adaptable non-standard homes in complex cases area in the market and solutions-focused and/or multiple incomes Three key areas which you think lenders need to get right to deliver in the complex space Support with knowledge building Better service Certainty of decision
What benefits can more self- and custom-build bring? What makes up the self-build market? What is the opportunity? What s in this market for you? Greener Self-build Better built Custom-build Opportunity to say yes to more clients More supportive of local economies than comparable speculative housing Self-builders the UK s 4th largest homebuilder Renovations & refurbishment Average 2024 self-build loan amount 487,660 (self-commissioned homes) 12,000 self-builders in the UK per annum Growing your business
Routes to market Talk to us Leverage resources Specialist packagers for those who want to be less hands on Reach out to complex lenders like Saffron speak to our BDMs Saffron for Intermediaries Self- and Custom-Build Guides National Custom- and Self- Build Association or submit your business direct we are happy to work with you. National Self-Build and Renovation Centre The opportunity is complex self-commissioned homes it s time to embrace it.
