Affordable Housing Initiatives by Homes for America, LLC

Homes for America, LLC is a non-profit corporation specializing in affordable housing solutions since 1994, focusing on quality apartment living at a good value in Maryland, Pennsylvania, Virginia, and Delaware. With a commitment to environmental sustainability and a portfolio of 70 communities serving seniors, families, and individuals, HFA ensures a high standard of living while promoting energy efficiency and resource conservation.

• Affordable housing
• Non-profit organization
• Community development
• Environmental sustainability
• Quality living

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1. Implementing a No Implementing a No Smoking Policy Smoking Policy WHY? HOW? WHERE?

2. Homes For America Habitat America, LLC Homes for America, founded in 1994, is a 501 (c)(3) corporation located in Annapolis, Maryland. HFA specializes in creating and preserving affordable housing enhanced with services in Maryland, Pennsylvania, Virginia and Delaware. Habitat America, LLC based out of Annapolis, Maryland is an experienced property management company whose focus is on quality apartment living at a good value. We have specialized in opening and maintaining professionally-run communities, while giving residents the best possible living experience for over 25 years. HFA undertakes new construction, rehabilitation and conversion of existing buildings, and over the years has developed 70 communities totaling 5,448 units serving seniors, families and individuals with special needs. Our recognition of the need to protect the environment has lead us to promote an awareness of and a commitment to the reduction of energy usage, conservation of resources, and recycling practices. Homes for America communities are among the very best places to live and enjoy full and happy lives.

3. HFA Property List HFA Property List Development Location Type No. Units Development Location Type No. Units Maryland Bay Forest Senior Apartments Sunshine Village Village at Mitchell Pond Village House Weinberg Manor East Weinberg Manor West Pennsylvania Cottages of Shippensburg Manchester Heights Mountain View House Park View at Bethlehem Park View at Cheltenham Park View at Naaman Creek Park View at Oak Crest Park View at Tyler Run Shippen House Tower at Falling Spring Wallace Court York Commons Virginia Arbors Chestnut Square Darby House Brent Place Heritage Park I Heritage Park II Kings Crest Seniors Apartments Manchester Lakes * Meadows at Salem Run I * Meadows at Salem Run II * Lafayette Gardens Delaware Elizabeth Cornishing Landing Laurel Commons I Laurel Commons II Vinnings at Christianna Florida Hilltop Village Pocomoke City, MD Salisbury, MD Sykesville, MD Baltimore, MD Baltimore, MD Preservation, Family Preservation, Family New Construction, Elderly Preservation, Elderly Preservation, Elderly 58 68 54 Annapolis, MD New Construction, Elderly 120 Bennett House SRO Broadway Homes Chapline House Chapline House II City Arts Baltimore, MD Baltimore Metro, MD Prince Frederick, MD Prince Frederick, MD Baltimore, MD Acquisition/Rehabilitation, Homeless Acq/Rehab, Family New Construction, Elderly New Construction, Elderly New Construction, Family 30 58 60 30 69 186 108 Shippensburg, PA York, PA McConnellsburg, PA Bethlehem, PA Chelterham, PA Upper Chichester, PA Lower Salford, PA York, PA Shippensburg, PA Chambersburg, PA Waynesboro, PA York, PA Preservation, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly Preservation, Elderly Preservation, Family New Construction, Family 120 64 17 115 75 80 100 80 24 104 75 102 Clare Court Charter House Coleman Manor Concord Apartments Corner House Croydon Manor * Foxwell Memorial Apartments Baltimore, MD Silver Spring, MD Baltimore, MD Perryville, MD Havre de Grace, MD Silver Spring, MD Baltimore, MD Acquisition/Rehabilitation, Family Preservation, Elderly Preservation, Elderly Preservation, Family New Construction, Elderly Preservation, Family Preservation, Special Needs 30 212 50 118 20 97 154 Cottages of Chesapeake Gardens at Chesapeake Gateway Townhomes Gateway Village I Gateway Village III Gateway Village III Glenburn House Glen Forest Seniors Apartments Homes at Berlin Homes at Foxfield Homes at the Glen Hudson Townhomes James Leonard Apartments Elkton, MD Elkton, MD Cumberland, MD Salisbury, MD Salisbury, MD Salisbury, MD Cambridge, MD Glen Burnie, MD Berlin, MD Salisbury, VA Annapolis, MD Cambridge, MD Salisbury, MD Preservation, Family & Elderly 32 66 30 58 62 36 24 New Construction, Family Preservation, Elderly Preservation, Elderly Preservation, Elderly New Construction, Elderly New Construction, Elderly Preservation, Family New Construction, Family New Construction, Family New Construction, Family Preservation, Family Richmond, VA Newport News, VA Henrico Co., VA Alexandria, VA Fredericksburg, VA Fredericksburg, VA Fredericksburg, VA Fairfax, VA Fredericksburg, VA Fredericksburg, VA Richmond, VA New Construction, Elderly New Construction, Family New Construction, Elderly Preservation, Family Preservation, Family Preservation, Family New Construction, Elderly New Construction, Elderly New Construction, Elderly New Construction, Elderly Preservation, Family 85 40 100 42 112 56 48 66 108 207 100 102 100 116 100 80 102 Jenkins House John Manley House Meadows at Reisterstown Meadows at Reisterstown II Oaks at Olde Towne Parkside Village Pumphrey House Randolph Village Baltimore, MD Baltimore, MD Reisterstown, MD Reisterstown, MD Gaithersburg, MD Cambridge, MD Glen Burnie, MD Silver Spring, MD Gut Rehabilitation, Sp. Needs Gut Rehabilitation, Senior New Construction, Elderly New Construction, Elderly New Construction, Elderly Preservation, Family Acq/Rehab & NC, Elderly New Construction, Elderly 22 30 80 76 72 30 15 Bridgeville, DE Laurel, DE Laurel, DE Newark, DE Preservation, Family New Construction, Elderly New Construction, Elderly New Construction, Family 50 21 20 130 220 Restoration Gardens Baltimore, MD NC & Gut Rehab, Sp. Needs 43 Jacksonville, FL Preservation, Family 200 Serenity Place Shiloh House Spencer Village Baltimore, MD Hurlock, MD Eldersburg, MD Gut Rehabilitation, Sp. Needs New Construction, Elderly Preservation, Senior 19 30 40 Total Operating 70 Communities 5448

4. Why go Smoke Free? Why go Smoke Free? Public Health Benefits Reduction in chronic illnesses, heart disease and cancer Indoor Air Quality significantly improved Avoid Litigation Federal Fair Housing Act Protections Disabled and Families with Children Peaceful Enjoyment Habitability Risk Reduction Smoke migrates from unit to unit. Second hand smoke causes approximately 50,000 deaths in adult non-smokers each year in the United States. Leading cause of fire deaths in Multi-Family buildings Reduce Expenses Turnover costs Carpet, Appliances, Blinds, Paint and Cabinetry Resident Retention Smoke Free is a marketable amenity

5. Health Risks related to Smoking Health Risks related to Smoking courtesy of American Lung Association Cigarette smoke contains over 7,000 chemicals, 69 of which are known to cause cancer. Smoking is directly responsible for approximately 90 percent of lung cancer deaths and approximately 80- 90 percent of COPD (emphysema and chronic bronchitis) deaths. About 8.6 million people in the U.S. have at least one serious illness caused by smoking. That means that for every person who dies of a smoking-related disease, there are 20 more people who suffer from at least one serious illness associated with smoking. Among current smokers, chronic lung disease accounts for 73 percent of smoking-related conditions. Even among smokers who have quit chronic lung disease accounts for 50 percent of smoking-related conditions.4

6. Health Risks related to Smoking Health Risks related to Smoking courtesy of American Lung Association The list of diseases caused by smoking includes chronic obstructive pulmonary disease (COPD, including chronic bronchitis and emphysema), coronary heart disease, stroke, abdominal aortic aneurysm, acute myeloid leukemia, cataract, pneumonia, periodontitis, and bladder, esophageal, laryngeal, lung, oral, throat, cervical, kidney, stomach, and pancreatic cancers. Smoking is also a major factor in a variety of other conditions and disorders, including slowed healing of wounds, infertility, and peptic ulcer disease.5 Smokers die significantly earlier than nonsmokers: 13.2 years for men and 14.5 years for women.6

7. Quit Smoking Resources Quit Smoking Resources courtesy of CDC.gov Government Resources 1-800-QUIT-NOW A free, phone-based service with educational materials, coaches, a quit plan, and referrals to local resources to help you quit tobacco use. 1-855-D JELO-YA (1-855-335-3569) A free, phone-based service to help Spanish speaking persons quit tobacco use. . BeTobaccoFree.gov This HHS Web site provides one-stop access to tobacco-related information, including information on quitting tobacco use, from its various agencies. smokefree.gov A Web site that provides free, accurate information and assistance to help you quit smoking and stay tobacco-free.

8. How to implement a No Smoking Policy How to implement a No Smoking Policy Determine current policies Review smoking related policies for existing residents Designated smoking or completely smoke free? What type of smoking materials will be banned E cigarettes, tobacco, medical marijuana Develop a policy Will any properties be exempt from the policy? Identify smoking cessation resources Decide notification period and prepare resident notification Implementation and Enforcement Train staff in lease enforcement standards and requirements Prepare sample violation notices for site use as templates Property preparation Signs and smoking stations Notify Residents

9. Homes for America No Smoking Policy Homes for America No Smoking Policy Recognizing there is no safe level of exposure to second hand smoke and that second hand smoke is a health hazard, especially for children, the elderly and persons with chronic illnesses, Homes for America (HFA) has decided to implement a No Smoking Policy throughout its communities. Because smoking materials are the leading cause of fire death and third leading cause of fire injuries in the United States, it is HFA s intent to implement the policy to make communities healthier and safer for our residents. A work group comprised of representatives from HFA Asset Management, Resident Services, Senior Vice President, and property management staff will make the determination on the design, location and number of the outdoor designated smoking areas at each property.

10. Homes for America No Smoking Policy Homes for America No Smoking Policy Smoking will be prohibited within the living units Smoking will be prohibited in the building common areas Where possible, designated outside smoking areas, with appropriate protection from the weather, when feasible, and located more than 25 feet from buildings, will be provided for use by the residents and their guests. The No Smoking policy will be administered by addendum to the resident lease agreement at the time of lease renewal for current residents and upon execution of the initial lease for new residents.

11. Designated Smoking Areas Designated Smoking Areas Location, Location, Location Research local requirements Distance from building Covered or Uncovered Risk Assessment Winterization and Maintenance Smoker use only? Accessibility Seating Cost

12. Typical Shelter Design Types Typical Shelter Design Types