Proposal for Adil Poultry Khamar Business Expansion

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Mohammad Abu Naser, a Nobin Udyokta, plans to expand his poultry farm business in Afsar Khil, Chatkhil, Noakhali. With a total investment of BDT 4,66,400, he seeks financing for the required BDT 80,000. His mother, a Grameen Bank member, has a history of successful loan utilization. The proposed business info includes investment breakdown and profit margin estimates.

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Adil Poultry Khamar Clear Shop picture with Sign Board Project by: Mohammad Abu Naser Sonaimuri Unit Region -2 Identified by: Ala Uddin Verified By: Mir Hossain Chwdhury GRAMEEN TRUST GRAMEEN TRUST

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Md. Mohammad Abu Naser Name : Vill: Afsar Khil post: Taltola Bazer, P.S: Chatkhil, District: Noakhali. Permanent Address : February 20, 1983 (33 Years) Age : Married Marital status : Nil Children : 04 Brothers, Three Sisters. No. of siblings: : Parent s and GB related Info (i) Who is GB member (ii) Mother s name (iii) Father s name (iv) GB member s info Mother Yes Father Bebe Hazera Abdul Haque Branch: Joyag, Centre: 27/m Group no: 05 Loanee no.: 4984 Member since: 2005, First loan: 5,000/-, Existing loan:N/A, Outstanding: N/A N/A N/A N/A N/A : : : : Further Information: (v) Who pays GB loan installment (vi) Mobile lady (vii) Grameen Education Loan (viii)Any other loan like GCCN, GKF : : : Eight Education :

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT) : Poultry Farm Present Occupation Initial Investment : 250,000/- 369 Trade License/ Drug License : 10 years Business Experience And Training Info. : One brother is doing business & one brother is staying in abroad. Other Own/Family Sources of Income : N/A Other Own/Family Sources of Liabilities 01833647033 NU Contact Info Sonaimuri Unit, Noakhali. NU Project Source/Reference

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY NU s Mother has been a member of Grameen Bank since 2005 (6 years). At first she took a loan of Tk. 5,000/- from GB. NU s mother gradually improved their living standard by using GB loan.

PROPOSED NOBIN UDYOKTA BUSINESS INFO : Adil Poultry Khamar Business Name Afsar Khill Chatkhil Address/ Location : : 4,66,400/- Total Investment in BDT : Self BDT 3,86,400 (from existing business) 83% Required Investment BDT 80,000/-(as equity) 17% Financing : 8,000/- Present salary/drawings from business (estimates) : 8,000/- Proposed Salary Proposed Business (i) % of present gross profit margin (ii) Estimated % of proposed gross profit margin (iii) Agreed grace period 15% : 15% : 2 months :

PRESENT & PROPOSEDINVESTMENT BREAKDOWN Total (BDT) Particulars Existing Business (BDT) Proposed (BDT) Investments in different categories: (1) (2) (1+2) 2,50,000 1,20,000 6,400 10,000 Present Stock Items: gyiMx gyiMxi Lvevi wWsMv Jla 3,86,400 80,000 80,000 Proposed items: Total Capital 4,66,400

PRESENT & PROPOSEDINVESTMENT BREAKDOWN Present Stock items3366 Product name Proposed items Amount Unit (Quantity) Unit Product Name gyiMxi ev Pv gyiMxi Lvevi Total Proposed Stock Amount 50,000 30,000 80,000 1,550*160 gyiMx gyiMxi Lvevi 250000 1,000*50 15*2,000 60*2,000 1,20000 6,400 10,000 3,86,400 wWsMv Jla Total Present Stock

INFO ON EXISTING BUSINESS OPERATIONS Existing Business (BDT) Monthly 2,50,000 2,12,500 37,500 Particulars Yearly 30,00,000 25,50,000 4,50,000 Sales (A) Less: Cost of sales (B) Gross Profit C=(A-B) Less: Operating Costs Electricity bill Shop Rent Mobile bill Present salary/Drawings- self Employee Salary Conveyance or Transport] Others (fees, Entertainment, TL renew) Non Cash Item: Depreciation Expenses (10%) Total Operating Cost (D) Net Profit (C-D): 1,000 5,000 200 8,000 5,000 200 200 12,000 60,000 2,400 96,000 60,000 2,400 2,400 53 640 19,653 17,847 2,35,840 2,14,160

FINANCIALPROJECTION OF NU BUSINESS PLAN Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) Particulars Monthly Yearly Monthly Yearly Monthly Yearly 2,60,000 31,20,000 2,70,000 32,40,000 2,80,000 33,60,000 Sales (A) 2,21,000 26,52,000 2,29,500 27,54,000 2,38,000 28,56,000 Less: Cost of Sale (B) 39,000 4,68,000 40,500 4,86,000 42,000 5,04,000 Gross Profit (A-B)=(C) Less: Operating Costs Electricity bill Employee Salary Mobile bill Present salary/Drawings- self 1,100 5,000 300 8,000 300 13,200 60,000 3,600 96,000 3,600 1,200 5,000 400 8,000 400 14,400 60,000 4,800 96,000 4,800 12,000 60,000 2,400 96,000 1,000 5,000 200 8,000 Conveyance or Transport Others (fees, Entertainment, TL renew) Non Cash Item: 2,400 200 200 2,400 200 2,400 2,400 200 53 640 53 640 Depreciation Expenses (10%) Total Operating Cost (D) Net Profit (C-D) = (E) GT payback Retained Income: 640 53 14,953 25,547 1,79,240 3,06,760 32,000 274760 15,253 26,747 1,83,040 3,20,960 14,653 24,347 1,75,840 2,92,160 32,000 260160 32 ,000 2,88960

CASHFLOW PROJECTION ON BUSINESS PLAN (REC. & PAY.) Sl . No. # Year 3 (BDT) Particulars Year 1 (BDT) Year 2 (BDT) 1.0 Cash Inflow 80,000 2,92,160 1.1 Investment Infusion by Investor 3,06,760 3,20,960 1.2 Net Profit 640 640 640 1.3 Depreciation (Non cash item) 2,60,800 5,36,200 1.4 Opening Balance of Cash Surplus 3,72,800 5,68,200 8,57,800 Total Cash Inflow Cash Outflow Purchase of Product Payment of GB Loan Investment Pay Back (Including Ownership Tr. Fee) 2.0 2.1 2.2 80,000 32,000 32,000 32,000 2.3 1,12,000 32,000 32,000 Total Cash Outflow 2,60,800 5,36,200 8,25,800 3.0 Net Cash Surplus

SWOT Analysis WEAKNESS Lack of investment STRENGTH Skilled and experienced. Quality service and product Seven days open in a week 16 hours shop open THREATS Political Unrest Theft OPPORTUNITIY More customers within the area. Increasing demand.