Pathpoint Coverage for Candles and Leather Goods Manufacturing
How to Write Candles and
Leather Goods Manufacturing
with Pathpoint
January 11, 2023
Overview
●
Product overview
○
Eligible products
○
Eligible businesses
○
Coverage and carrier information
●
Demo
●
What’s next?
●
Q&A
Product Overview
What coverage is available?
●
General Liability
○
Limits up to:
■
$1,000,000 Per Occurrence
■
$2,000,000 General Aggregate
○
Includes Products Liability
■
$2,000,000 Products/Completed Operations Aggregate
●
Protects business against claims, lawsuits, legal fees, etc. related to a
product that causes harm (or is alleged to have to have caused harm)
○
Deductibles starting at $500
○
Premiums starting at $500 (up to $25,000)
○
Additional Insured – Vendors available
■
Scheduled and blanket
What types of leather products are eligible?
56202 Leather Goods – Not Otherwise Classified class code applies to
leather (and artificial leather) products that do not fall under any other
class code:
○
51896
Clothing Mfg.
○
59005 Shoe, Boot or Slipper Mfg.
○
59306 Sporting Goods or Athletic Equipment Mfg.
○
59693 Tanning – Animal Hides
○
59723 Textile Coating or Impregnating
What types of leather products are eligible?
Eligible products in Pathpoint include:
○
Backpacks
○
Belt bags
○
Belts
○
Book covers
○
Bookmarks
○
Briefcases
○
Card holders
○
Catchall trays
○
Chest bags
○
Clutches
○
Coasters
○
Cosmetics bags
○
Crossbody bags
○
Desk caddies
○
Desk mats
○
Dog collars
○
Dopp kits
○
Duffle bags
○
Fanny packs
○
Flasks
○
Fly swatters
○
Gloves
○
Handbags
○
Journals
○
Keychains
○
Knife bags
○
Knife rolls
○
Lanyards
○
Laptop sleeves
○
Luggage tags
○
Menu folders
○
Messenger bags
○
Mouse pads
○
Notebooks
○
Padfolios
○
Passport holders
○
Pencil cases
○
Pen sleeves
○
Phone cases
○
Phone holsters
○
Pocketbooks
○
Portfolios
○
Pouches
○
Purses
○
Rucksacks
○
Satchels
○
Shoulder bags
○
Sling bags
○
Sunglasses/
eyeglasses cases
and straps
○
Suspenders
○
Sleeves
○
Toiletry bags
○
Tote bags
○
Travel bags
○
Valet trays
○
Wallets
○
Watch bands
Leather and artificial leather
options for each
What types of candles are eligible?
Candle products in Pathpoint:
○
Wax candles: Eligible to auto-quote
○
Soy candles: Require referral
○
Gel candles: Require referral
What types of businesses are eligible?
Eligible operations include:
●
Commercial manufacturers
●
Contract manufacturers
●
In-home based businesses
●
Relabeling/repackaging
●
Importers
●
New ventures
●
Gross sales up to $5,000,000
Carriers
●
Nautilus
○
Nautilus Insurance Company
○
A.M. Best rating: A+
●
Markel
○
Evanston Insurance Company
○
A.M. Best rating: A
Demo
FAQs
How do I submit a product that is not listed?
●
Answer “Yes” to the question “Does
the applicant manufacture any
products other than those listed
above?” to provide:
○
List products
○
Description
○
Ingredients
○
Warnings
○
Website
○
Product labels (document upload)
What options are available for Additional Insureds?
●
Available for no additional premium:
○
Additional Insured – Mortgagee,
Assignee, or Receiver
○
Additional Insured – Lessor of Leased
Equipment
○
Additional Insured – Managers or Lessors
of Premises
●
Available for additional premium:
○
Additional Insured – Vendors
■
Scheduled and Blanket
Up next
What’s next on manufacturing?
●
Late January:
○
Footwear
■
Athletic shoes, boots, casual shoes, clogs, dress shoes, flats, flip-flops,
galoshes, heels, loafers, moccasins, sandals, slides, slippers, waders, wedges
●
Early 2024:
○
Clothing
○
Jewelry
○
Food products
○
Beverages (beer, liquor, soft drinks)
Q&A
Please use the Q&A feature to submit questions!
In the meantime, register with Pathpoint at:
app.pathpoint.com
or scan the QR code
Keep an eye out for more product updates
in manufacturing coming soon!
Join us for
How to Write Footwear Manufacturing
on
Thursday, February 8th
THANK YOU!
Register with Pathpoint at:
app.pathpoint.com
or scan the QR code
Scan the QR code to register:
Explore the insurance coverage provided by Pathpoint for candles and leather goods manufacturing. Learn about the eligibility criteria for leather products and the types of candles covered. Discover the wide range of eligible leather goods and the details of coverage available, including general liability limits, deductibles, and additional insured vendors.
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Presentation Transcript
How to Write Candles and Leather Goods Manufacturing with Pathpoint January 11, 2023
Overview Product overview Eligible products Eligible businesses Coverage and carrier information Demo What s next? Q&A
What coverage is available? General Liability Limits up to: $1,000,000 Per Occurrence $2,000,000 General Aggregate Includes Products Liability $2,000,000 Products/Completed Operations Aggregate Protects business against claims, lawsuits, legal fees, etc. related to a product that causes harm (or is alleged to have to have caused harm) Deductibles starting at $500 Premiums starting at $500 (up to $25,000) Additional Insured Vendors available Scheduled and blanket
What types of leather products are eligible? 56202 Leather Goods Not Otherwise Classified class code applies to leather (and artificial leather) products that do not fall under any other class code: 51896 Clothing Mfg. 59005 Shoe, Boot or Slipper Mfg. 59306 Sporting Goods or Athletic Equipment Mfg. 59693 Tanning Animal Hides 59723 Textile Coating or Impregnating
What types of leather products are eligible? Eligible products in Pathpoint include: Crossbody bags Desk caddies Desk mats Dog collars Dopp kits Duffle bags Fanny packs Flasks Fly swatters Gloves Handbags Journals Keychains Knife bags Knife rolls Lanyards Laptop sleeves Luggage tags Menu folders Messenger bags Mouse pads Notebooks Padfolios Passport holders Pencil cases Pen sleeves Phone cases Phone holsters Pocketbooks Portfolios Pouches Purses Rucksacks Satchels Shoulder bags Sling bags Sunglasses/ eyeglasses cases and straps Suspenders Sleeves Toiletry bags Tote bags Travel bags Valet trays Wallets Watch bands Backpacks Belt bags Belts Book covers Bookmarks Briefcases Card holders Catchall trays Chest bags Clutches Coasters Cosmetics bags Leather and artificial leather options for each
What types of candles are eligible? Candle products in Pathpoint: Wax candles: Eligible to auto-quote Soy candles: Require referral Gel candles: Require referral
What types of businesses are eligible? Eligible operations include: Commercial manufacturers Contract manufacturers In-home based businesses Relabeling/repackaging Importers New ventures Gross sales up to $5,000,000
Carriers Nautilus Nautilus Insurance Company A.M. Best rating: A+ Markel Evanston Insurance Company A.M. Best rating: A
How do I submit a product that is not listed? Answer Yes to the question Does the applicant manufacture any products other than those listed above? to provide: List products Description Ingredients Warnings Website Product labels (document upload)
What options are available for Additional Insureds? Available for no additional premium: Additional Insured Mortgagee, Assignee, or Receiver Additional Insured Lessor of Leased Equipment Additional Insured Managers or Lessors of Premises Available for additional premium: Additional Insured Vendors Scheduled and Blanket
Whats next on manufacturing? Late January: Footwear Athletic shoes, boots, casual shoes, clogs, dress shoes, flats, flip-flops, galoshes, heels, loafers, moccasins, sandals, slides, slippers, waders, wedges Early 2024: Clothing Jewelry Food products Beverages (beer, liquor, soft drinks)
Q&A Please use the Q&A feature to submit questions! In the meantime, register with Pathpoint at: app.pathpoint.com or scan the QR code
Register with Pathpoint at: app.pathpoint.com or scan the QR code THANK YOU! Keep an eye out for more product updates in manufacturing coming soon! Join us for How to Write Footwear Manufacturing on Thursday, February 8th Scan the QR code to register:
