From Data to Dollars- Transforming SME Lending
Learn how they leveraged open banking data to enhance credit assessment and drive profitability in our latest post.
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BUSINESS CHALLENGE A prominent European bank, with a strong foothold in retail banking, sought to expand its lending portfolio to Small and Medium-Sized Enterprises (SMEs). Traditional credit assessment methods were proving inadequate in evaluating the creditworthiness of SMEs, hindering the bank's ability to penetrate this market segment.
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The moral of the story? Data is the new currency in lending. By harnessing the power of open banking, banks can unlock new business opportunities, improve risk management, and ultimately deliver superior value to their customers.
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