Building Kahua Waiwai Foundation of Wealth for Native Hawaiians & Residents
Building Kahua Waiwai Foundation of Wealth focuses on holistic approaches rooted in Hawaiian cultural values to help Native Hawaiians and island residents achieve economic self-sufficiency. Founded by Blossom Feiteira and Kehaulani Filimoeatu, it offers programs in financial literacy, counseling, affordable housing, small business loans, and more to support community empowerment.
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Building Kahua WaiwaiFoundation of Wealth for all Native Hawaiians and Island Residents through the holistic ways of the Hawaiian cultural values! 1
Meet our Founders He ike ana ia i ka pono. Blossom Feiteira Kehaulani Filimoeatu -Mary Kawena Pukui- It is a recognizing of the right thing. Hawaiian Community Assets was founded by long-time Maui housing advocates, Blossom Feiteira and Kehaulani Filimoeatu. Together, with Hawai i Community Lending, Hawaiian Community Assets implements a unique, holistic approach to helping families achieve and sustain permanent housing. Named Kahua Waiwai, meaning Foundation for Wealth .
Meet our Ohana Non-Profit 501(c)3 Corporation Hawaii s largest HUD-Approved Housing Counseling Agency Owns a community lending institution, Hawaii Community Lending Statewide offices 25 Full-Time Staff 1 Part-Time Staff 5 Board Members Non-Profit 501(c)3 Corporation Owned by Hawaiian Community Assets Founded in 2014 as a community development financial institution -- CDFI Co-located with HCA at Financial Opportunity Centers 9 Full-Time Staff 1 Part-Time Staff 3 Board Members
Kahua Waiwai Building a Foundation of Wealth Mission To build the capacity of low- and moderate-income communities to achieve and sustain economic self-sufficiency with a particular focus on Native Hawaiians Philosophy Our philosophy of kahua waiwai supports affordable housing, culturally-relevant financial education, and asset building programs to achieve our mission.
Program Areas Financial Literacy Financial Counseling Income Support Career Counseling Rental Assistance Affordable Housing Small Business Loans Emergency Loans Hawaiian Community Assets Financial Opportunity Centers offers services for every step of the way, from debt recovery and job placement, to education and career advancement. Our counselors have the solutions to steer clients on the path toward homeownership and financial stability. Hawai i Community Lending partners with Hawaiian Community Assets Financial Opportunity Centers across the state to provide our borrowers with financial counseling and technical assistance.
Financial Opportunity Centers Our centers are your one-stop-shops for financial counseling; income support; career coaching; and referrals to grants, loans and affordable mortgage financing.
Keiki Edition Kahua Waiwai Keiki Edition For parents and their children ages 8 and under. Become your child s first financial educator. Buy our keiki handbook so you and your child can follow the story of Kimo and his journey to learn about earning, spending, saving, and even starting a shave ice stand with his ohana!
Keiki Edition TABLE OF CONTENT Lesson 1: About Money & Counting Kala Lesson 2: Earning & Savings Lesson 3: Planning & Making Choices Lesson 4: Spending & Sharing Appendix: Hawaiian Word Glossary Parent & Keiki Learning Activities References Standards Section Kuleana Chart My Savings Goal Curriculum Illustrators and Designers
Opio Edition Kahua Waiwai pio Edition For high school and college age students and Adults. Ensure your older children learn critical financial life skills. Buy our pio handbook that walks through the steps to obtain a job, open a bank account, build credit, and prepare for college, careers and renting.
Lessons Modules Introduction: Managing Resources Yesterday, Today & Tomorrow Learn the history of Hawaii economy Local economy from past to present Strengthening our economy Introduction Pre-Test Introduction Overview of Tree of Decisions Strengthening our Economy Local vs. Non-Locally Owned Businesses in your Neighborhood Lesson 1: Show me the Money Learn the steps i take to get a job and the basics of a paycheck Steps to getting a job Employee benefits and available community resources Standard Employment paperwork Factors affecting take-home pay Module I Module II Module III Introduction What do you think? (T/F) Steps to Getting a Job (steps 1-4) Student Assessment Steps to Getting a Job (steps 5-8) Tree of Decisions Student Assessment Steps to Getting a Job (steps 9-10) Your Paycheck/Akamai Story Student Assessment
Lesson 2: Savin Up Module Learn basic strategies on managing and encouraging savings. Needs vs Wants Necessary expenses and the cost of unnecessary spending over time Short-, mid-, and long-term savings goals Monthly Budget Introduction What do you think? (T/F) Needs vs Wants Spending Tracker Worksheet Monthly Spending Summary Student Assessment Module II Monthly Income Summary Cash Flow Statement Debt Tracker Student Assessment Module III Savings Goals My Budget Student Assessment Lesson 3: Dats My Bank Module One Module Two Module Three Learn how to open and maintain accounts with financial institutions Bank and credit unions Benefits of checking and savings account Opening and maintaining a bank account Writing a check and Balancing checkbook Introduction What do you think? (T/F) Financial Institutions Writing a Check Using a Check Register Student Assessment Reading your Account Statement Balancing a Checkbook Using an ATM Preventing Forgery Student Assessment Managing Your Account Checking Account Deposits & Withdrawals Bouncing Checks Student Assessment
Lesson 4: Building Credit Module I Learn how to build and maintain good credit and the effects of such Credit and its importance Effects of good and bad uses of credit Building credit Credit reports and correcting credit efforts Introduction What do you think? (T/F) Types of Credit Student Assessment Module II Credit Score Effects of Good & Bad Credit How to Build Credit Student Assessment Module III Credit Report Correcting Errors on Credit Report Letter of Dispute Statement of Explanation Student Assessment Lesson 5: Credit Cards & Cars Module I Learn how to use and manage credit wisely Using credit Using credit cards responsibly Getting a car loan Introduction What do you think? (T/F) How Credit Works Common Uses of Credit Using a Credit Card Student Assessment Module II Getting a Car Loan Car Cost Your Bank Account Shopping for a Car Explore all Options How Loans Work Student Assessment Module III Completing a Loan Application Loan Evaluation Credit Interview Credit Scoring Evaluating the Deal Denied Loan Application Student Assessment
Lesson 6: Surviving a Financial Emergency Learn how to survive a financial emergency and the benefits and cost of insurance. Inflation and its effects on financial decisions Bankruptcy and debt Purpose of insurance Insurance process from enrollment to access Consumer fraud Module I Introduction What do you think? (T/F) Financial Emergencies Student Assessment Module II Avoiding a Financial Emergency Getting by in a Financial Emergency Insurance and how it Works Student Assessment Module III Identity Theft Telephone and Mail Solicitations Internet Fraud Income Tax Fraud Student Assessment Lesson 7: Building a Career, Improving your community Learn about building a career and improving community through financial planning Life goal planning and post-secondary education Micro Businesses and business plans Philanthropy and volunteering Filing income taxes Module I Introduction What do you think? (T/F) Identifying Life Goals Student Assessment Module II It All Starts with Education Paying for Education Making a Plan Student Assessment Module III Starting your Own Business Business Plan Improving Community through Giving & Taxes Student Assessment
Lesson 8: Planning for Our Future Learn the costs and benefits of different housing options and how to pass on resources to future generations Buying vs renting a home Living Wills and Living Trust Module I Module II Module III Introduction What do you think? (T/F) Buying vs Renting Student Assessment Renting Buy DHHL Hawaiian Homelands Student Assessment Passing your Resources to the next Generation Living Trust Living Will Student Assessment
Homebuyer Edition Kahua Waiwai Homebuyer Edition For homebuyers. Learn the steps your ohana needs to take to buy a home in Hawai i. Buy our homebuyer handbook to prepare for making the biggest investment of your life from setting financial goals to engaging the entire ohana in realizing the dream of homeownership.
Homebuyer Edition TABLE OF CONTENT Introduction Lesson One: Are you ready to buy a home? Lesson Two: Money Management Lesson Three: Understanding Credit and Your Credit Report Lesson Four: Accessing Credit Lesson Five: Getting a Mortgage Loan Lesson Six: Home Buying Process Lesson Seven: Maintaining your Home Lesson Eight: Surviving a Financial Crisis Charts & Forms
Curriculum & Training Workbooks can be purchases online via the Hawaiian Community Assets website - Kahua Waiwai Hawaiian Community Assets To deliver the curriculum content, the individual, organization, entity must enroll in the Train the Trainer training with HCA to gain their certification prior to delivering the content to their respective clients. Ala-Carte option is also available, in which an HCA trained personnel conducts the lessons of your organizations, entities choice and delivers directly to your respective clients and/or personnel.
Hawaiian Community Assets-Kahua Waiwai Train-The-Trainer Program 2022-2023 Completers 3 Staff trained 14 Staff trained 25 Staff trained 1 Staff trained 1 Staff trained
The WORK continues - Multi-Year Funding Commitment He ike ana ia i ka pono. -Mary Kawena Pukui- It is a recognizing of the right thing.
Contact Information Liliana Napoleon, MBA Special Projects Manager liliana@hawaiiancommunity.net (808) 213-5180 Websites: Hawaiian Community Assets HCA Hawai i Community Lending HCL (hawaiicommunitylending.com)
