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Narasimham Committee and Indian Banking Reforms

Narasimham Committee, established in 1991 and 1998, played a pivotal role in restructuring the Indian banking sector. The committees, headed by Shri M. Narasimham, addressed issues like low economic growth, non-performing assets, unsatisfactory customer service, and outdated banking systems. They in

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Core Area of Statutory Bank Branch Audit and Review of Advances by Hitesh Pomal

Explore the core areas of statutory bank branch audit, advances, NPAs, types of advances, review of advances, and considerations during the review. Learn about sanctioned terms, parameters, consortium advances, and frequent MOCs reported by auditors. Understand IRAC norms regarding income recognitio

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How Asset Reconstruction Companies in India are transforming the Bad Loans

India's banking sector has long grappled with rising NPAs, leading to the emergence of Asset Reconstruction Companies (ARCs) as key players in resolving bad loans. ARCs provide banks with a mechanism to offload distressed assets, allowing them to foc

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