Fractional reserve banking - PowerPoint PPT Presentation


Technology in Banking

Explore how technology in banking has transformed services through e-banking, offering convenience with features like 24/7 access, fund transfers, and virtual banking options. Discover electronic delivery channels like ATMs, smart cards, and internet banking.

1 views • 38 slides


Banking Sector Services under GST

The banking sector services under GST encompass a range of offerings including wealth management, wholesale banking, retail banking, investment assistance, and asset management services. Banks serve as brokers and portfolio managers, charging fees for their services. Revenue is generated through len

7 views • 22 slides



Scale Based Regulation 2023 - Non-Banking Financial Company (NBFCs)

On October 19, 2023, the Reserve Bank of India (\u201cRBI\u201d) has issued \u2018Master Direction \u2013 Reserve Bank of India (Non-Banking Financial Company \u2013 Scale Based Regulation) Directions 2023\u2019 (\u2018SBR Master Direction\u2019). The SBR Master Direction aims to harmonize the Previ

0 views • 9 slides


Canara Bank - Probationary Officer recruitment process

Canara Bank is one of the prominent public sector banks in India. Established in 1906. It has a significant presence in the Indian Banking and financial sector. Canara Bank provides a wide range of banking and financial services to its customers, including savings and current accounts, loans, credit

1 views • 5 slides


UCO Bank

The top of UCO Bank\u2019s organizational structure features a Board of Directors, with top management led by the Managing Director and CEO. Executive Directors or General Managers oversee functional departments including Retail Banking and Corporate Banking. Branches and regional offices contribute

1 views • 5 slides


Indian overseas Bank(IOB)-Senior Manager recruitment process

Digital Banking Units focus on online services, while foreign branches and representative offices facilitate international banking. Various departments handle functions such as retail and corporate banking, with support units for IT, legal, and marketing. Compliance and risk management units ensure

11 views • 5 slides


Understanding Islamic Banking: Importance, Differences, and Objectives

Islamic banking plays a vital role in the modern economy by offering ethical financial solutions that align with Islamic principles. This form of banking prioritizes social justice, prohibits riba (interest), and promotes equitable wealth distribution. Setting it apart from conventional banking, Isl

0 views • 46 slides


How to Resolve QuickBooks Banking Error 9999?

How to Resolve QuickBooks Banking Error 9999?\nStuck with QuickBooks Banking Error 9999? Don't fret! This frustrating error disrupts bank connection in QBO. Fear not! Our guide equips you with solutions. Try waiting, checking credentials, or adjusting firewalls. If those fail, reconnect your bank ac

0 views • 4 slides


Fractional CTO for Startups: Key Responsibilities

A Fractional CTO provides part-time, high-level tech expertise, guiding your business in strategy, development, and growth without the cost of a full-time executive.\n\nVisit:- \/\/ \/fractional-cto\n

0 views • 6 slides


Modern Trends in Indian Banking Sector: A Presentation by Prof. D. Ilangovan

The presentation by Prof. D. Ilangovan from Annamalai University's Department of Commerce delves into the evolution of the Indian banking sector. It discusses the historical context, reasons behind innovative trends, and the advent of borderless banking services. The session covers topics such as ra

1 views • 18 slides


Understanding Universal Banking: Evolution, Definition, and Advantages

Universal banking combines commercial and investment banking services under one roof. This approach offers diverse financial services, promoting economies of scale and profitable diversification. The evolution of universal banking in India has been influenced by regulatory changes and the growing de

2 views • 26 slides


Understanding the Federal Reserve System and Monetary Policy

Delve into the history, structure, and functions of the Federal Reserve System, including its role in implementing monetary policy to stabilize the economy. Explore the establishment of the Federal Reserve Act of 1913, the structure of the Federal Reserve, and its pivotal role in serving the governm

0 views • 35 slides


Understanding Fractional Reserve Banking Through Multiple-Choice Questions

Test your knowledge of fractional reserve banking with a series of questions covering topics such as its history, profit mechanisms for banks, the money supply, reserve requirements, excess reserves, and the impact of reserve ratio changes on the money supply. Explore concepts related to commercial

0 views • 12 slides


Developmental Functions of Reserve Bank of India

Reserve Bank of India (RBI) plays a crucial role in promoting economic growth through various developmental functions. These include promoting agricultural finance, industrial finance, finance for exports, banking, and framing monetary policy. RBI works towards providing institutional credit to agri

0 views • 7 slides


Research Project on Online Banking of India: A Study by Devanshi Bhasin

This research project explores the realm of online banking in India, delving into its evolution, significance, security issues, and impact on the economy. Under the mentorship of Mrs. Divya Khetan, Devanshi Bhasin investigates the growth of internet banking and its implications for consumers and fin

0 views • 44 slides


Understanding the Role of Merchant Banking in Financial Services

Merchant banking plays a crucial role in the financial sector by providing specialized services such as advisory on corporate matters, international trade expertise, and M&A advice. In India, merchant banking started in the late 1960s with the introduction by Grindlays Bank. The objectives include c

1 views • 19 slides


Understanding Banking Terms and Services in Finance

Explore the world of banking in finance through topics like interpreting banking documents, understanding banking terminology, determining bank charges, and investigating various types of bank accounts. Learn about credit and debit balances, overdraft facilities, ATMs, ETFs, and different bank charg

0 views • 26 slides


Understanding E-Banking: A Comprehensive Overview

Explore the world of E-Banking with insights into Internet Banking, its characteristics, models, services, products like Debit and Credit cards, Smart cards, and E-cash. Learn about the convenience of ATM services and the evolution of Mobile Banking for a seamless financial experience. Dive into the

1 views • 15 slides


Banking Regulations in Bangladesh: A Comprehensive Overview

The Bangladesh Bank Order of 1972 established the central bank, Bangladesh Bank, which regulates banking activities under the Bank Companies Act of 1991. This legislation, along with the Financial Institutions Act of 1993, sets the framework for overseeing bank companies and non-banking financial in

0 views • 27 slides


Overview of Banking Landscape in Cameroon

The banking landscape in Cameroon, as represented by the APECCAM Cameroon Bankers Association, focuses on financing the economy through universal banking models, retail and wholesale banking, and societal purposes. The sector aims to support businesses, drive economic growth, create jobs, and fight

5 views • 8 slides


Evolution and History of Banking: A Comprehensive Overview

Banking has ancient origins, dating back to Babylon in 1800 BC. Over time, banks evolved from dealing in coins to accepting deposits and making loans. The collapse of the Roman Empire saw a decline in banking, only to be revived in Italian towns like Florence and Genoa. English bankers in the 17th c

0 views • 24 slides


Understanding E-Banking: Formation, Evolution, and Regulations in Nepal

E-banking has revolutionized the banking sector, allowing customers to conduct financial transactions conveniently. This article explores the history, ways of e-banking, total number of BFIs in Nepal, bank accounts in the country, and policy provisions related to electronic banking services. It also

4 views • 17 slides


Understanding the Growth of Shadow Banking in Emerging Markets: Insights from India

Investigating the rapid expansion of nonbank finance corporations (NBFCs) in India reveals insights into the incentives driving the development of shadow banking institutions. Key factors explored include economic considerations, regulatory disparities, and asset-liability structures. The concept of

0 views • 18 slides


National Food Reserve Agency (NFRA): Enhancing Food Security in Nigeria

The National Food Reserve Agency (NFRA) under the Federal Ministry of Agriculture & Water Resources plays a crucial role in addressing agricultural production, storage, and marketing challenges in Nigeria. With a vision to ensure sustainable food access for all Nigerians and become a global food pro

1 views • 30 slides


The Legend of Sherwood Forest: From Royal Hunting Reserve to Nature Reserve

Sherwood Forest, once a royal hunting reserve in the 10th Century, is renowned for its association with the legendary figure Robin Hood. The forest provided cover for both hunting and outlaws, eventually becoming a nature reserve attracting millions of visitors annually. Despite its reduced size fro

0 views • 9 slides


Central Banking History: Test Your Knowledge with Interactive Questions

Explore the history of central banking through a series of interactive questions covering topics such as the First Bank of the United States, the National Banking Act, the gold standard, the Panic of 1907, the Federal Reserve Act, the Great Depression, and the role of the Federal Reserve during econ

2 views • 12 slides


ADC Bank - SMS Banking Services Information

ADC Bank has been offering SMS banking services for non-financial inquiries since 1925. Customers can request balance inquiries, check recent transactions, and change their mobile PIN through SMS messages. To avail these services, customers need to visit their home branch, complete a form, and follo

0 views • 6 slides


Faculty Non-Work Day Procedures and Banking Time

The policy outlines the allocation of non-work days for faculty members based on state service tenure, including personal leave hours and banking time. Faculty with 10+ years of service can utilize additional hours on designated Administrative Days. A maximum of 37.5 hours can be banked per academic

0 views • 8 slides


Benefits of E-Banking and Its Impact on Customer Service

E-banking provides various benefits such as offering extra service channels, convenience, flexibility with online banking, reduction in cash transactions, self-inquiry facilities, remote and anytime banking, branch networking, and electronic data interchange. These benefits enhance customer service

0 views • 22 slides


Emerging Threats in Banking: Mobile Banking Vulnerabilities

Mobile banking apps face emerging threats such as mobile malware, third-party apps with poor security practices, unsecured Wi-Fi networks, and risky user behaviors. Security experts have uncovered vulnerabilities like lack of Certificate Pinning, enabling man-in-the-middle attacks. These issues pose

0 views • 20 slides


Analysis of Banking Crises: Deregulation, Credit Booms, and Global Impacts

This study delves into the causes and patterns of banking crises, focusing on deregulation, credit booms, and asset bubbles. It compares the global financial crisis of 2008-2009 with historical crises worldwide, highlighting common factors leading to such events. The research discusses the role of l

0 views • 23 slides


Uncovering Shadow Banking Activities in China

A clampdown on shadow banking in China reveals illegal banking activities worth billions. Shadow banking includes informal lending and unregulated wealth management products, and has become prominent post the 2008/2009 financial crisis. Recent incidents in Shanghai uncover underground banking racket

0 views • 20 slides


Evolution of Banking Industry: From Origins to Modern Challenges

Explore the history and evolution of the banking industry from its early origins, such as the banking practices in ancient Sumeria and Song Dynasty China, to the establishment of modern banking systems in Italy and the UK. Learn about the key characteristics of banks, the role of interest rates, the

0 views • 22 slides


Understanding Flight Attendant Reserve Rotation Process

Explore the basics of reserve rotation for flight attendants, including how to determine if you are on reserve, the impact of senior bump, and details of the rotational schedule for different years of service. Learn about when you will need to serve reserve, how the reserve list is generated, and ho

0 views • 12 slides


Optical Security with Double Random Fractional Fourier Domain Encoding

Utilizing double random fractional Fourier domain encoding for optical security involves encryption and decryption methods based on the fractional Fourier transform of various orders, involving specific mathematical operations and notations. The process includes transforming the input function, encr

0 views • 13 slides


Evolution of Banking: From Benches to Modern Institutions

Exploring the historical evolution of banking, from early transactions on benches in marketplaces to the development of banking systems in ancient civilizations like Babylon and Greece. The journey continues through the impact of religious beliefs on banking practices, the influence of English Banki

0 views • 194 slides


Understanding International Banking and Its Impact: Evolution, Features, and Crucial Events

International banking plays a vital role in facilitating global financial transactions, reducing risks for both borrowers and lenders. This article delves into the features of international banking, motives behind banks expanding into new markets, the evolution of international banking institutions,

1 views • 27 slides


Evolution of State Banking in 19th Century America

American economic development in the 19th century was driven by the abundance of resources and the necessity for capital-intensive projects. The expansion of the economy, adoption of technology, and integration into a national economy required a robust financial system with financial intermediaries

0 views • 19 slides


Real-Time Co-optimization of Energy & Ancillary Services Demand Curves

Explore the concept of constructing demand curves for Regulation Up Service, Regulation Down Service, and Responsive Reserve Service from the ERCOT public data. Learn about modifying individual AS demand curves and allowing overlaps to enhance co-optimization and efficiency. Dive into an example AS

0 views • 17 slides


Understanding Basic Banking Services and Deposit Insurance

This module covers the fundamental services offered by financial institutions, guidance on selecting the right banking account, understanding rights and responsibilities, ensuring the safety of accounts, and taking action against potential unauthorized account use. It also explains basic banking ser

0 views • 36 slides