Consumer finance - PowerPoint PPT Presentation


Office of the Consumer Protector: Ensuring Business Regulation in Western Cape

The Office of the Consumer Protector (OCP) plays a vital role in safeguarding consumer rights and regulating business practices in the Western Cape province. Established under legislative schemes, including the Western Cape Unfair Business Practices Act and the Consumer Protection Act, the OCP ensur

3 views • 27 slides


Blended Finance in India

Blended finance in India combines development finance, philanthropic funds, and private capital to drive social, environmental, and economic progress while providing financial returns. The market has seen steady growth with USD 5.6 billion deployed across transactions. Annual investments show a posi

2 views • 19 slides



Understanding Consumer Protection in Personal Finance

Explore the role of institutions like the Financial Conduct Authority and Financial Ombudsman Service in safeguarding consumers in personal finance. Learn about the Financial Services Compensation Scheme and why consumer protection is crucial. Discover insights on banking practices through the lens

0 views • 12 slides


UK Export Finance

UK Export Finance is the world's first export credit agency, supporting UK businesses in winning contracts, fulfilling orders, and getting paid for their exports. They offer a range of financial products to assist in all sectors, including insurance, buyer finance, and guarantees. With a mission to

2 views • 16 slides


CONSUMER DUTY

Iridium offers a comprehensive service to guide financial firms in complying with the Consumer Duty regulations introduced by the FCA. The Consumer Duty entails new rules and outcomes that firms must adhere to, with a focus on customer-centric practices and responsible business operations. Iridium's

2 views • 5 slides


Contrasting Public Finance and Private Finance

Public finance involves the income and expenditure of governmental bodies, focusing on societal welfare, compulsory nature, coercive revenue collection, and long-term welfare objectives. In contrast, private finance pertains to individual financial operations, voluntary nature, income adjustments to

7 views • 42 slides


Physical Distribution

Physical distribution is a critical aspect of business operations involving the planning, implementation, and control of the flow of goods from origin to consumer. Philip Kotler and William J. Stanton have defined physical distribution as a process of managing the movement of goods to meet consumer

0 views • 8 slides


Chapter 13: The Impact of Consumer Choices

Explore the role of consumers in the economy, the impact of consumer behavior locally and globally, ethical consumerism, sustainability, and the influence of consumer choices on goods and services. Dive into topics like consumerism, different types of resources, renewable and non-renewable resources

1 views • 29 slides


Center for Impact Finance Research - Overview

The Center for Impact Finance Research at Rothschild & Co focuses on conducting independent research to understand the impact of firms' non-financial performance on their financial performance, the role of finance in addressing current challenges, and methods to measure non-financial performance. Th

1 views • 11 slides


International and Sustainable Finance

Delve into the Master's programs offered at FEB Campus Brussels focusing on international and sustainable finance. Learn about the diverse course curriculum covering financial markets, corporate finance, modern banking, investment banking, and more. Engage with expert faculty in areas such as sustai

4 views • 12 slides


Understanding Business Markets and Consumer Buyer Behavior

This academic report delves into the intricacies of business markets and consumer buyer behaviors, highlighting the distinctions in purchasing habits between corporations and individuals. It discusses how businesses market products and services to specific consumer groups, emphasizing the different

2 views • 8 slides


University of Glasgow Finance Department Organizational Structure

The University of Glasgow's Finance Department is structured with key positions such as Executive Director of Finance, Heads of Finance for Colleges and University Services, Procurement Team, Management Accounts Team, and Tax, Treasury & Financial Reporting Team. The organization chart outlines repo

0 views • 21 slides


Understanding the Consumer Protection Act 2019

The Consumer Protection Act 2019, replacing the 1986 Act, addresses modern consumer challenges in the digital age. It safeguards consumer rights, ensures product/service safety, and aims at effective dispute resolution. Consumers are empowered with rights and protection against unfair trade practice

0 views • 21 slides


Resolving Financial Abuse: Legal Issues and Consumer Credit Law

Learn about resolving legal issues related to financial abuse, consumer credit law, crafting financial hardship requests, negotiating with creditors, getting specialist legal advice, and testing your knowledge on financial matters. Gain insights into consumer credit law, the National Consumer Credit

0 views • 67 slides


Understanding Infrastructure Financing Options and Principles

This presentation discusses the various tools and principles of infrastructure financing, including project finance, corporate finance, public finance, and blended finance. It covers the differences between financing and funding in infrastructure provision, the challenges faced by infrastructure ser

0 views • 32 slides


Understanding Consumer Behavior in Marketing

The design of a marketing program starts with understanding consumer behavior. Consumers, as the end users, play a crucial role in shaping market trends. Producers seek insights into consumer personas, market behaviors, and influencing factors. Management focuses on the consequences of consumer beha

2 views • 26 slides


Legal Infrastructure for Asset Finance in Civil Law Jurisdictions

The Civil Code outlines obligations and guarantees in asset finance, with specific qualifications like lawful causes of preference and security trusts. Privileges and hypotecas play key roles in the legal system. Title transfer by way of security fosters integrated asset finance systems. The aviatio

0 views • 106 slides


Overview of the Consumer Protection Act, 2019

The Consumer Protection Act, 2019 aims to provide efficient resolution of consumer disputes and enforce consumer rights. It replaced the 1986 Act and includes new provisions such as online consumer protection, product liability, and expanded definitions of goods and services. The Act covers aspects

0 views • 25 slides


Consumer Council of Zimbabwe: Empowering Consumers for Fairness

The Consumer Council of Zimbabwe, founded in 1955, strives to advocate for consumer rights and promote fair trade practices. They work towards empowering consumers and ensuring their voices are heard in economic decisions. With a vision for fair deals and a mission for consumer protection, CCZ pushe

0 views • 19 slides


Understanding the Right to Representation in Consumer Protection

The Right to Representation in consumer rights allows consumers to be heard and ensures their interests are considered in various forums. In India, the Consumer Protection Act of 1986 recognized this right and established Consumer Protection Councils at different levels. These councils play a crucia

0 views • 13 slides


Understanding Consumer Protection Laws in Business with Dr. Samir Kumar Panigrahi

Gain insights into Consumer Protection Act 1986 and its significance in safeguarding consumer rights. Learn about the definition of a consumer, scope of the act, and the provisions for resolving consumer disputes. Explore how these laws aim to prevent consumer exploitation and promote fair trade pra

0 views • 15 slides


Understanding Behavioral Finance in "Finance for Normal People

Delve into the world of behavioral finance as presented in "Finance for Normal People," exploring how investors and markets behave based on cognitive and emotional factors. The book covers topics such as cognitive shortcuts and errors, emotional biases, and correcting investment mistakes. It also di

0 views • 20 slides


Challenges of Consumer Rights Protection in Zimbabwe

Zimbabwe faces challenges in protecting consumer rights due to the lack of definitive legal mechanisms. The absence of a Consumer Protection Act has led to unsustainable practices, arbitrary actions, and limited redress for consumers. The country lags in upholding consumer rights compared to regiona

0 views • 14 slides


Understanding Consumer Access to Financial Records: Insights from Stakeholder Roundtable

Insights from a joint public roundtable on consumer access to financial records highlighted key points such as regulatory requirements under Dodd-Frank Act section 1033, market practices in leveraging consumer data, examples of use cases for consumer data, and stakeholder developments. The discussio

0 views • 12 slides


Challenges and Progress in Consumer Protection in Zimbabwe

Zimbabwe currently lacks a definitive consumer protection mechanism at law, relying on the goodwill of service providers. The Consumer Council of Zimbabwe (CCZ) operates without legal enforcement powers, primarily focusing on consumer education. The country can benefit from adopting the UN Guideline

0 views • 20 slides


Impact of Taxation Laws Amendment on Real People Home Finance

The Taxation Laws Amendment Bill proposes changes affecting non-bank lenders like Real People Home Finance, limiting their doubtful debts allowance to 25% of the IFRS 9 provision. This would result in an inequitable treatment compared to banks, impacting the sustainability of non-bank lending busine

4 views • 8 slides


October 2019 Equipment Leasing & Finance Industry Snapshot

The October 2019 Equipment Leasing & Finance Industry Snapshot provides insights into the current state of the economy, focusing on GDP growth, consumer spending, global manufacturing slowdown, and business optimism. Despite economic headwinds such as the global manufacturing slowdown and waning bus

0 views • 16 slides


Green Finance: Understanding Financial Solutions for Sustainable Projects

Explore the world of green finance, focusing on the use of financial products and services to support eco-friendly projects beyond just climate finance. Learn about the need for additional finance in various sectors like conservation, energy, and renewables. Discover the main financial instruments u

0 views • 41 slides


Understanding Consumer Duty in Mortgage and Protection

The Mortgage and Protection Event discussed the new FCA Consumer Duty rules and guidance, emphasizing the importance of good consumer outcomes. Mortgage intermediary firms need to assess their current practices against the new standards to ensure fair treatment and monitoring of outcomes. The scope

3 views • 12 slides


Consumer Engagement and Partnership Framework Assessment

Assessing consumer engagement levels within an organization based on consumer input, involvement, partnership, shared leadership, co-design practices, equity principles, workforce diversity, systems for capturing consumer views, and responsiveness to consumer feedback. The framework evaluates curren

0 views • 12 slides


Consumer Advocacy and Competition Policy in Seychelles

Located in Livingstone, Zambia, this organization advocates for sound competition and consumer protection policies to safeguard consumer interests. They enforce the Consumer Protection Act of 2010 and the Competition Act of 2009, aiming to promote fair trade practices and prevent abuse of dominance

0 views • 11 slides


Empowering Consumer Protection and Redress in South Africa

The National Consumer Tribunal in South Africa plays a crucial role in enforcing consumer protection laws and ensuring redress for consumers. The presentation outlines the genesis of the current consumer protection framework in South Africa, highlighting the need for empowering mechanisms and struct

0 views • 20 slides


Understanding the Consumer Protection Act: A Comprehensive Overview

Consumer protection laws play a vital role in safeguarding the rights of consumers and regulating interactions between consumers and businesses. The Consumer Protection Act, 1986, ensures strict liability for manufacturers and service providers in cases of defective goods or deficient services. This

0 views • 34 slides


Understanding the Consumer Protection Act of 1986: A Comprehensive Overview

The Consumer Protection Act of 1986 aims to safeguard the interests of consumers by imposing liability on manufacturers and service providers. This act holds significance in ensuring consumer rights, covering goods, services, and unfair trade practices. Learn about its history, features, and the imp

0 views • 21 slides


Consumer Privacy Rights and Regulations Act (CPRA) Overview

The Consumer Privacy Rights and Regulations Act (CPRA) addresses the asymmetry of information between consumers and businesses, aiming to empower consumers to control their personal data and ensure transparency and accountability in data use practices. It emphasizes the need for stronger laws to pro

0 views • 14 slides


Competition and Consumer Rights in Botswana

Dr. Selinah Peters presented on the importance of competition for consumers in Botswana at the Second National Stakeholders Conference on Competition. The Botswana Consumer Coalition advocates for consumer rights, expecting fair competition to enhance consumer well-being and economic growth. However

0 views • 14 slides


Understanding Behavioral Finance and Technical Analysis

Behavioral finance explores irrational behaviors in decision-making processes in finance, highlighting the limitations of rationality assumptions. It delves into information processing problems and behavioral biases that can distort market prices. The consistency between technical analysis and behav

0 views • 43 slides


Overview of Recent Climate Finance Assessments and Reports

This update highlights the latest information regarding climate finance, including the Fourth Biennial Assessment and Overview of Climate Finance Flows. It includes methodological issues, updated data on climate finance flows, assessment of climate finance, and mapping information relevant to the Pa

0 views • 7 slides


Improving Consumer Protection in Ghana: Insights from the Sixth Annual African Dialogue Consumer Protection Conference

The Sixth Annual African Dialogue Consumer Protection Conference held in Lilongwe, Malawi in September 2014 shed light on the challenges faced by Ghana's consumer protection policies. Irene Aborchie-Nyahe, a legal consultant, highlighted the gaps in Ghana's legislative framework, lack of effective i

0 views • 14 slides


Social Finance for Community Growth and Development

Social finance offers repayable loan options for socially minded investors to support community initiatives and projects. Organizations like Clann Credo provide loan finance to help communities with capital expenditure, working capital, and more. Examples include supporting sports facilities, cultur

0 views • 14 slides