Unlocking the Minimalist Art of Investing with Sandeep Tyagi
Dive into the world of investing with Sandeep Tyagi, a seasoned professional with over 30 years of experience in portfolio management and analytics. Discover insights on building an efficient investment plan, avoiding common mistakes, and embracing systematic investing principles with Estee and its retail advisory arm, Gulaq. Explore the essence of setting expectations and long-term market perspective in the journey of enhancing your investment strategies.
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Minimalist Art of Investing - Sandeep Tyagi
About Speaker Sandeep has 30+ years of experience in portfolio management, analytics, and consulting. He is the Founder & CEO of Estee, a quantitative investment and broking firm. Founded one of the earliest analytics outsourcing company, Inductis, ran it for 8 years before merging with EXL Services. He pursued Bachelors in Technology from IIT Delhi and MBA from Columbia Business School. Mr. Sandeep Tyagi Founder & CEO of Estee Sandeep s passion is to help people invest well.
About Estee Estee is a pioneer of systematic investing in India. Estee is known for making investment decisions using quantitative methods. Over the past 14 years, Estee has developed leading investment and broking products using analytics and computer science. Founded in 2008 Operates in 8 Countries NSE Institutional Member of the Year award, 2019 www.esteeadvisors.com
About Gulaq Gulaq is a retail investment advisory arm of Estee. Estee uses sophisticated quantitative algorithms to build Gulaq model portfolios for retail investors. Gulaq portfolios are available on smallcase and Wealthdesk platforms. Launched in 2020 SEBI Registered investment advisor CAGR 52% www.gulaq.com Outperformed markets consistently
Investing is simple, but not easy. - Warren Buffett
Minimalist Art of Investing The webinar series is aimed at helping investors build an efficient investment plan and avoid common investing mistakes. The series is organized in 4 parts: Building investment plan Avoiding Noise Staying the course Factor investing
Setting Expectations I very frequently get the question: 'What's going to change in the next 10 years?' And that is a very interesting question; it's a very common one. I almost never get the question: 'What's not going to change in the next 10 years?' And I submit to you that that second question is actually the more important of the two -- because you can build a business strategy around the things that are stable in time.
In the short run, the market is a voting machine, but in the long run it is a weighing machine. - Benjamin Graham
Rolling Returns 1-year Rolling Returns 25% What you also want to know is 20% 17.20% How bad the market can be ? How good the markets can be ? 12% Jan'16 - Dec'16 Feb'16 - Jan'17 Mar'16 - Feb'17 Apr'16 - Mar'17
Rolling Returns Chances of losing money after investing for 1-Year in Sensex? a) 10% b) 20% c) 30% d) 40%
Rolling Returns Chances of losing money after investing for 10-Year in Sensex? a) 1% b) 5% c) 10% d) 20%
Rolling Returns 1 year 5 year 10 year Minimum -53.0% -7% -2.1% Maximum 266.9% 46.4% 20.7% Average 17.2% 11.3% 11.4%
Using Average Returns If your target goal is 10 lacs in 10 years. You use 11% average for 10 years and find that by investing 3.4 lacs right now you would be able to achieve 10 lacs target. However, when we see the range of returns our total investment would be Max = 22 lacs Min = 2.8 lacs Probability of fund value above 10 lacs is only 40%. Rest 60% of the cases your fund value would be below 10 lacs.
FD Returns FD Returns (in %) 15.0 12.0 Returns Max 12% 9.0 Min 4.6% Average 8.2% 6.0 3.0 0.0 1975-76 1984-85 1993-94 2002-03 2011-12 2020-21
Compounding Years Invested 10 20 30 40 8% 2.2 4.7 10.1 21.7 the conservative investing earned 8% return and aggressive investing earned 12% 3.1 9.6 30.0 93.1 about 16%. Growth Rate 16% 4.4 19.5 85.8 378.7 20% 6.2 38.3 237.4 1,469.8
60-40 Benchmark, 10-year Rolling Returns Debt Allocation 40% Equity Allocation 60% Number of 10-year rolling returns data points 254 Negative Return Years 0 Average Return 10.76% Best Year Return 16.04% Worst Year Return 3.95% *Data considered from 1990 - 2021
Curated Reading List Setting Returns Expectations | Gulaq 1. Setting Returns Expectations | Gulaq 2. Is it Easier for Investors to Forecast the Long-Term or Short-Term? | Behavioural Investment
Coming Episode Estimating savings need and potential
Thank You F O LLO W U S O N Sandeep Tyagi GULAQ LinkedIn: https://www.linkedin.com/in/styagi/ LinkedIn: https://www.linkedin.com/in/gulaqnew Twitter: https://twitter.com/styagi Twitter: https://twitter.com/gulaqfintech Instagram: https://www.instagram.com/gulaqfintech/
